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Clay Payne - Highlands Residential Mortgage, Ltd. in Allen, TX

Clay Payne

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Highlands Residential Mortgage, Ltd.

4.99
(19)
Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
Company Logo
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Overall Ratings
4.99
(19)
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Reviews from Web
  • 5.0
    Encompass
    J
    Jacob P W
    Powell, TN
    Posted on April 10th, 2026 11:21 AM
    Everything! The whole process was perfect!
    Reply from Clay Payne
    April 13th, 2026 07:58 PM
    I'm grateful for your kind words, Jacob. It's great to know that you found the entire process perfect. If you have any other needs or questions, feel free to reach out to me.
  • 5.0
    Encompass
    T
    The B G
    Heiskell, TN
    Posted on February 16th, 2026 03:41 PM
    Great Communicator! Kept us informed throughout the lending process.
    Reply from Clay Payne
    February 19th, 2026 03:41 PM
    I'm glad to hear that you felt well-informed throughout the lending process. Keeping clear lines of communication is something I prioritize, and I'm pleased it made a difference for you. If there's anything more you'd like to discuss, please...
    read more
  • 5.0
    Encompass
    C
    Chase R P
    Knoxville, TN
    Posted on October 2nd, 2025 02:18 PM
    Clay was fantastic to work with and a huge asset for us throughout our home buying process. We couldn't recommend working with him more!
    Reply from Clay Payne
    October 5th, 2025 02:19 PM
    It's wonderful to hear that you found my support valuable during your home buying journey. I appreciate your recommendation and am pleased I could assist you effectively. If there's anything else you need, please reach out.
  • 5.0
    write_review_unverified
    H
    Holly S
    Posted on October 2nd, 2025 01:22 PM
    Clay was a phenomenal partner in our home buying process! He is trustworthy, knowledgeable and communicates clearly. We were always kept well informed on how our loan was progressing, which was much appreciated. I would highly recommend his...
    read more
  • 4.83
    Encompass
    J
    Jessica M
    Knoxville, TN
    Posted on October 1st, 2025 04:25 PM
    Communication was great. Thanks!
    Reply from Clay Payne
    October 4th, 2025 04:26 PM
    I appreciate your feedback on the communication aspect. If there's anything more I can assist you with, please don't hesitate to let me know.
  • 5.0
    Encompass
    L
    Laura B
    Powell, TN
    Posted on September 16th, 2025 08:54 PM
    Clay was great in attending to us quickly, got back with the buyer in a timely manner, and always answered the phone. Great communication got our buyer to the closing table.
    Reply from Clay Payne
    September 19th, 2025 08:54 PM
    It's great to know that the communication was effective and that I could attend to your needs promptly. I'm glad I could help your buyer reach the closing table smoothly. If there's anything more you need, feel free to reach out.
  • 5.0
    Encompass
    L
    Laura H
    Powell, TN
    Posted on September 14th, 2025 12:11 PM
    Clay went above and beyond for us during the entire process!
    Reply from Clay Payne
    September 17th, 2025 12:12 PM
    I'm pleased to know that you felt I went above and beyond during the process. Supporting you throughout was a priority, and your feedback is truly valued. If there's any further assistance you require, don't hesitate to contact me.
  • 5.0
    Encompass
    E
    Edwin R
    Morristown, TN
    Posted on August 30th, 2025 04:40 PM
    Clay always has gone above and beyond for us. if he wasn't sure of the answer to a question right then, he worked really hard to find it. He always is very prompt in getting back to us, especially if we were in a time sensitive position.
    read more
    Reply from Clay Payne
    September 2nd, 2025 04:42 PM
    I'm glad to hear that you felt supported and that I could be of assistance when it mattered most. Your feedback about prompt communication and thoroughness is greatly appreciated. If there's anything more you need, please feel free to get in...
    read more
  • 5.0
    Encompass
    A
    Ammy S R
    Knoxville, TN
    Posted on July 1st, 2025 02:09 PM
    Clay was great and made everything so easy ! I will refer family and friends to him for sure!! Thank you so much Clay you're the BEST!!
    Reply from Clay Payne
    July 4th, 2025 02:10 PM
    I'm thrilled to hear that you found the process easy and are willing to refer your family and friends. Your kind words mean a lot, and it was a pleasure to assist you. Thank you for your trust and support!
  • 5.0
    Encompass
    T
    The B G B
    Knoxville, TN
    Posted on May 9th, 2025 12:23 PM
    Dedicated to customer service!
    Reply from Clay Payne
    May 12th, 2025 12:27 PM
    I appreciate your kind words and recognition of my dedication to customer service. It was a pleasure assisting you through the process. If there's anything more I can do for you, please feel free to reach out.
  • 10 of 19
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    105
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.