Christine Guddal-Sims
Sr. Loan Officer | NMLS# 314540
College of St Teresa
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great service!
Reply from Christine Guddal-Sims
April 22nd, 2025 05:04 PM
Thank you so much, John, for your positive feedback and for giving a 5-star rating. I'm pleased to hear you had a great experience with our service at CrossCountry Mortgage, LLC. Your satisfaction is my top priority, and it's clients like you...
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Very smooth transaction!
Reply from Christine Guddal-Sims
April 22nd, 2025 05:04 PM
I enjoyed working with you. Thanks for the great feedback.
Chris is my go-to lender for recommendations to clients. There is no one I trust more to get the job done
Reply from Christine Guddal-Sims
April 22nd, 2025 05:04 PM
It was great working with you. Thanks again for putting your trust in us.
I am a realtor and recently asked Christine to work on a loan. Christine is knowledgeable at a level I have not seen before. Her ability to get creative and recommend a loan program that best fits my client is exceptional. She will be forthright...
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Reply from Christine Guddal-Sims
April 22nd, 2025 05:04 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Christine Guddal-Sims has received a review with 5 star rating from Michael B
Reply from Christine Guddal-Sims
April 22nd, 2025 05:04 PM
Thank you so much for the perfect rating, Michael! I'm delighted to hear that you had a positive experience with CrossCountry Mortgage, LLC. Your feedback is greatly appreciated and it was indeed a pleasure serving you. Please feel free to...
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Chris and everybody there was extremely helpful and on top of the game your service is always prompt and friendly it was an absolute pleasure to work with her
Reply from Christine Guddal-Sims
April 22nd, 2025 05:04 PM
Thank you so much for your kind words, John. I'm thrilled to hear that you had such a positive experience with us here at CrossCountry Mortgage, LLC. It was an absolute pleasure to work with you as well and assist you with your conventional...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Interest-Only Mortgages
Investor Mortgages
Home Equity Loan
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Education
- College of St TeresaBusiness (Marketing Focus)BA managementSep 1978 -May 1982
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 314540
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.