Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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Chris genuinely wanted the best experience for us. I appreciate how he took the time to explain everything in detail. I also appreciate how he looked at every single option that was available. Overall a genuine person.
Reply from Chris Ruiz
September 23rd, 2026 03:28 PM
I'm pleased to know that my efforts to explain every detail and explore all available options contributed to a positive experience for you, Marco. At Supreme Lending, we strive to ensure that each client feels valued and informed throughout...
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I’ve been in real estate for 23 years, and Chris Ruiz and his team at Supreme Lending have been my trusted lending partners for years. Whether it’s a bridge loan, a first time buyer, a self employed borrower, an investor, or a high net worth...
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Reply from Chris Ruiz
September 23rd, 2026 03:29 PM
Barbara, thank you for your thoughtful review. I'm grateful to be your trusted lending partner and for the opportunity to work alongside the Supreme Lending team to provide solutions for a variety of clients. It's rewarding to know that my...
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Im a listing agent and this transaction was my second experience with Chris. He's honest, efficient and closes on time. I highly recommend him .
Reply from Chris Ruiz
September 23rd, 2026 03:29 PM
Lisa, I appreciate your kind words and recommendation. I'm glad to hear that my approach to efficiency and honesty made a positive impact on your transactions. It's always a pleasure to work with you, and I look forward to more successful collaborations...
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Chris is the best! Chris made our experience great, he made sure everything was nice and smooth . Will highly recommend to friends and family.
Reply from Chris Ruiz
September 23rd, 2026 03:30 PM
I'm glad to hear that your experience with me was smooth and enjoyable, Soronson. At Supreme Lending, we strive to make every process as easy as possible for our clients. Thank you for recommending me to your friends and family!
Chris had clear communication throughout the entire process
, always answering questions swiftly thank you Chris!
Reply from Chris Ruiz - Supreme Lending
September 23rd, 2026 03:31 PM
Luna, I appreciate your kind words and am pleased to hear that my communication met your expectations. At Supreme Lending, we believe in providing swift and clear answers to ensure a smooth process.
Chris always had quick responses to my wiestions and made the process so easy .
Reply from Chris Ruiz
September 23rd, 2026 03:31 PM
I'm happy to hear that my quick responses helped make the process easy for you, Megan. At Supreme Lending, we're committed to providing a smooth experience, and it's great to know that I could assist you effectively.
Quick answers not only via email, but by phone too. Great Job!
Reply from Chris Ruiz
September 23rd, 2026 03:31 PM
I'm glad to hear that you appreciated the quick responses both by email and phone, Luz. Thank you for your kind words about my work at Supreme Lending.
great with answering questions we had and was able to get our loan completed super quick .
Reply from Chris Ruiz
September 23rd, 2026 03:31 PM
I'm pleased to hear that I could assist with all your questions and expedite the loan process, Sonny. At Supreme Lending, we strive to provide efficient and supportive service for our clients.
Chris is great. Highly recommen.
I wanted to take a moment to express my sincere appreciation for Chris Ruiz’s exceptional service throughout my loan process. From start to finish, Chris demonstrated an unwavering commitment to my success.What stood out most was Chris’s presence...
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Reply from Chris Ruiz - Supreme Lending
September 25th, 2026 09:57 PM
Thank you so very much my friend for those kindhearted words! I just wanted to make sure you were happy the whole way through the preapproval process.Thank you for putting your trust and faith in me to get you across the finish line. Congrats...
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.