Top 5%
Chris Ruiz - Supreme Lending
Mortgage Loan Officer
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, s... Show More
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He's perfect
Reply from Chris Ruiz - Supreme Lending
September 17th, 2026 09:48 PM
Thank you Precious for your lovely review! It was my upmost pleasure to assist your clients with getting preapproved. Wishing you nothing but the best my friend!
I can’t say enough great things about Supreme Lending! My entire home loan process was smooth from start to finish.Christina was my first point of contact, and she made the process so easy. She helped me get everything submitted, explained...
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Reply from Chris Ruiz - Supreme Lending
September 23rd, 2026 03:12 PM
Vanessa, thank you for your wonderful feedback. I'm so glad to hear that Christina and I could make your home loan process with Supreme Lending smooth and successful. It's fulfilling to know that we could help turn a previous "no" into a "yes"...
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Chris Ruiz - Supreme Lending has received a review with 5 star rating from Karina & A
Reply from Owner
September 23rd, 2026 03:13 PM
Thank you, Karina, for the perfect rating. I'm pleased that your experience with me and the team at Supreme Lending was positive.
Chris is super friendly and knowledgeable. Any questions that we had he was prompt on replying and ensured we understood loan options with each of its implications. Not only is he prompt but the communication between our realtor and him is...
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Reply from Chris Ruiz - Supreme Lending
September 17th, 2026 09:50 PM
Thank you my friend for your kindhearted words. It was my upmost pleasure helping make the process as smooth as possible.
Thank you for putting your trust in me to get you preapproved. Congrats!!
Chris Ruiz - Supreme Lending has received a review with 5 star rating from Everick W ( S C
Reply from Owner
September 23rd, 2026 03:25 PM
Thank you, Everick, for your positive rating. I'm grateful for the opportunity to assist you with your lending needs at Supreme Lending.
Chris made it happen! We appreciated his hard work and dedication to ensure we were well taken care of. Thank you.
Reply from Chris Ruiz - Supreme Lending
September 17th, 2026 09:52 PM
Thank you my friend for your kind words. It was my pleasure being able to assist you along with the process!
I hope you and your family stay blessed my friend!
I’ve had the pleasure of working with Chris since I first started my real estate career three years ago, and he has been an incredible lending partner throughout the journey.Over the years, we’ve helped many families navigate the homebuying...
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Reply from Owner
September 23rd, 2026 03:26 PM
Erik, thank you for such thoughtful and kind words about our partnership. It's been truly rewarding working alongside you and serving our clients together at Supreme Lending. I'm pleased to hear that my approach to communication and problem-solving...
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Chris and his team are always reliable and never fail to get my clients taken care of!
Reply from Chris Ruiz - Supreme Lending
September 23rd, 2026 03:26 PM
I'm pleased to hear that you find my team and I reliable, Jeremy. At Supreme Lending, we strive to ensure all clients receive the care they deserve.
Chris was great help. Kept me informed at all times and was always to open to answer questions. I am happy he was the one who helped me with the process.
Reply from Chris Ruiz
September 23rd, 2026 03:26 PM
I'm glad to hear that you felt well-informed and supported throughout the process, Jorge. At Supreme Lending, I strive to provide clear communication and be available to assist with any questions you may have. Thank you for your kind words!
He made it happen! It was smooth and fast transaction!
Reply from Chris Ruiz
September 23rd, 2026 03:28 PM
I'm glad to hear that the transaction went smoothly and quickly for you, Jennifer. At Supreme Lending, we strive to provide efficient service, and I'm pleased I could help make it happen for you.
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About
Chris is nationally ranked in the Top 1% of Loan originators in the Country: 2020, 2021, 2022, 2023
Chris is licensed in California, Nevada, and Texas personally. He specializes in the SF Eastbay Market
His specialties are quick closes, saving deals that have fallen apart, Condo’s with litigation, Down payment assistance, VA, FHA, Conventional, 203k
Chris is a Preferred Loan officer with CALHFA
Bilingual and support staff is as well
@Eastbaymortgageman
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
203k, Bridge loans, Cross Collateral and Home Equity line of credit.
Condos with litigation, down payment assistance, Conventional, VA and FHA Renovation 203(k) loans.
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
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Positions
- Supreme Lending - Loan OfficerJan 1st, 2023 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1544562
Achievements
- Top 1% Loan Originator 2022
- Top 1% Loan Originator 2021
- Top 1% Loan Originator 2020
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Hobbies
- Fishing, Jogging, Family time
Disclaimer
Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.