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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
This is the second time I have worked with Chris during the home-buying process, and once again, he exceeded all expectations! From start to finish, Chris was communicative, transparent, kind, and always available to address any questions or...
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Reply from Owner
February 1st, 2025 12:00 AM
Lorena, it was truly an honor to assist you and your family with another home purchase! I’m incredibly grateful to have had the opportunity to work with you again and to know that I was able to exceed your expectations—even the second time...
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Chris was outstanding to work with on the purchase of our home! His commitment to transparency, communication, and taking care of veterans was clear throughout the process. Chris was able to navigate my husband's retirement from the Navy and...
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Reply from Owner
December 1st, 2022 12:00 AM
As a Veteran myself, it means so much to hear from a fellow brother or sister in arms that I'm a "Top notch LO for Veterans". Thank you for your service, and for the Top Notch review. I hope the kitchen remodel went smoothly and can't wait...
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Chris was a pleasure to work with. As a first time buyer I had a lot of questions and concerns. Chris did an amazing job of helping me through the process and explaining everything along the way. 5 star experiance
Reply from Owner
December 1st, 2022 12:00 AM
Being a first time home buyer can be a lot and I'm glad you had a 5 star experience. I'm always here to answer your questions and thanks again for allowing me to help you with your first home purchase!
Chris Cayo was super thorough and helpful, supportive, and overall just an amazing lender. He makes sure the borrower gets everything they need or want. His customer service is outstanding, and hes very polite when working with his clients....
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Reply from CHRIS CAYO
March 16th, 2023 11:23 PM
Awe, you're the best! Thank you for this amazing review, and for allowing me to help you with your first home purchase. I'm always here for you and your family's lending needs.
Chris Cayo was super thorough and helpful, supportive, and overall just an amazing lender. He makes sure the borrower gets everything they need or want. His customer service is outstanding, and hes very polite when working with his clients....
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Reply from Owner
December 1st, 2022 12:00 AM
Awe, you're the best! Thank you for this amazing review, and for allowing me to help you with your first home purchase. I'm always here for you and your family's lending needs.
Chris and his team were amazing to work with. When we ran into some problems, Chris always reassured me that everything would be ok and work out. Our situation ended better than expected and I couldn’t be happier!
Reply from CHRIS CAYO
March 16th, 2023 11:23 PM
Ending better than expected is always a good thing! I'm very grateful that we had the opportunity to help you with your home purchase and look forward to being there again when you & your family needs it.
Chris and his team were amazing to work with. When we ran into some problems, Chris always reassured me that everything would be ok and work out. Our situation ended better than expected and I couldn’t be happier!
Reply from Owner
December 1st, 2022 12:00 AM
Ending better than expected is always a good thing! I'm very grateful that we had the opportunity to help you with your home purchase and look forward to being there again when you & your family needs it.
Going into this whole process our expectations weren’t very high, as we worked with a previous lender last year who was no help at all. Chris was the complete opposite, within a few hours of speaking to him he had us pre approved to purchase...
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Reply from CHRIS CAYO
March 16th, 2023 11:23 PM
Pedro, I'm so happy we exceeded your expectations, and we were the complete opposite from your previous lender. I can't wait to hear about all the amazing memories that are being created in your new home and thank you for letting me be a part...
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Going into this whole process our expectations weren’t very high, as we worked with a previous lender last year who was no help at all. Chris was the complete opposite, within a few hours of speaking to him he had us pre approved to purchase...
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Reply from Owner
December 1st, 2022 12:00 AM
Pedro, I'm so happy we exceeded your expectations, and we were the complete opposite from your previous lender. I can't wait to hear about all the amazing memories that are being created in your new home and thank you for letting me be a part...
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Chris and his team were phenomenal and made our first time home buying process a breeze! Super friendly and have been so helpful throughout the entire process. Highly recommend!!
Reply from CHRIS CAYO
February 18th, 2023 01:47 AM
Thank you for the phenomenal review! I'm glad your home buying process was a breeze and I greatly appreciate your referrals already. I'm always here if you guys need my help or have any questions, and thank you again for allowing me to help...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.