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Guild Mortgage - Chris Cayo - Senior Loan Officer  | NMLS# 854164 in Vancouver, WA
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Guild Mortgage - Chris Cayo

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Senior Loan Officer | NMLS# 854164

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I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
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Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
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Reviews from Web
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    W. K K
    Posted on September 26th, 2023 10:52 AM
    Chris has been kind and helpful and he immediately helped me understand the possibilities of moving forward with confidence. He was able to lay out several options that would make this process smooth and comfortable. I highly recommend Chris....
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    Reply from Owner
    November 7th, 2023 02:04 AM
    Kay, thank you so much for your kind words! I'm delighted to hear that you found our discussion helpful, and found confidence in your decision making process. It's always my goal to provide options that make the process as smooth and comfortable...
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    Rob W
    Posted on September 23rd, 2023 11:09 AM
    I recently had a transaction close where Chris was on the buying side and I was on the selling side. Every Tuesday I would get a call from him updating me on how things were going on the lending (buying) side. It made for one of the smoothest...
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    Reply from Owner
    September 23rd, 2023 09:50 PM
    I truly appreciate your kind words and the 5-star review you've given me! It's always an honor to receive such positive feedback, especially from someone with your extensive experience in the real estate market.I believe that staying in touch...
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    Seraphim D
    Posted on September 14th, 2023 05:28 PM
    Chris is been awesome to work with. I appreciate everything he has done for us, and has worked hard to get us what we need! 10/10 would recommend to anyone who is looking!
    Reply from Owner
    September 15th, 2023 08:50 PM
    Seraphim, it's been an absolute pleasure working with you and Becky on your home purchase journey in Goldendale, Washington. When we first met, you were facing some hurdles with your previous lender and I'm so thankful your realtor connected...
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    Seraphim D
    Posted on September 14th, 2023 05:27 PM
    Chris has been amazing through this process! He has helped us so much and provided consistent and quality updates along the way. He is always willing to answer questions at any time and explain things that don’t make sense! I would recommend...
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    Roland N
    Posted on August 31st, 2023 04:05 AM
    Chris and his wonderful team made this difficult process as seamless as possible. They were prompt, understanding, and so helpful with all of our questions. Their experience shined throughout our sale and purchase. Thank you.
    Reply from Owner
    September 1st, 2023 01:01 AM
    Your kind words are immensely appreciated! Assisting you and your wife with selling your home in Vancouver, Washington and buying in Portland, Oregon - was an absolute pleasure. The seamless experience we provided brings me joy, and your trust...
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    Roland N
    Posted on August 31st, 2023 04:03 AM
    Chris and his wonderful team made this difficult process as seamless as possible. They were prompt, understanding, and so helpful with all of our questions. Their experience shined throughout our sale and purchase. Thank you.
    Reply from Chris Cayo
    September 1st, 2023 10:51 PM
    Your kind words are immensely appreciated! Assisting you and your wife with selling your home in Vancouver, Washington and buying in Portland, Oregon - was an absolute pleasure. The seamless experience we provided brings me joy, and your trust...
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    Christie L
    Posted on August 19th, 2023 02:06 PM
    Chris does it again! This is our second time working with him and the process was even smoother than the first time around. He is so knowledgeable about the VA loan and is so dedicated to his work. Any questions we had at any hour he got back...
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    Reply from Chris Cayo
    August 22nd, 2023 12:15 AM
    Christie, thank you for your 5-star review! It's been a pleasure assisting you & David again with your home purchase in Virginia. I'm extremely happy you found the process to be smoother than the last transaction, and I appreciate your admiration...
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    Noelle B
    Posted on August 17th, 2023 12:32 AM
    Chris is amazing to work with! He really knows his stuff!
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    Andrew O R E
    Posted on July 20th, 2023 03:10 PM
    Chris is a first class professional. As a real estate broker it is an absolute value of mine to partner with quality people who place our clients first. Chris has mastered the art of communication and process flow. Each time we serve a mutual...
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    Reply from Owner
    October 23rd, 2025 08:45 PM
    Andrew, thank you so much for the incredible review. Your words truly mean a lot—especially coming from someone I respect deeply both professionally and personally. Partnering with you is always a highlight, not just because of your commitment...
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    Allison B
    Crestview, Florida
    Posted on July 18th, 2023 08:18 PM
    Chris and his team made this process so easy for my family. They were always pleasant to work with and made sure we were doing everything that we needed to be doing to make our dream home a reality.
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    About
    I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    VA Loan
    Conventional Loan
    FHA Loan
    DPA Loan Programs
    Bridge
    Conventional
    Down Payment Assistance
    Energy-efficient
    View All
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    Memberships
    • BIA Clark County

    Time Zone

    Pacific Standard Time (PST)
    Awards
    Best of 2024 - Mortgage Lending
    Best of 2024 - Mor...
    Disclaimer
    I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.