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Guild Mortgage - Chris Cayo
Senior Loan Officer | NMLS# 854164
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM(Open now)
Fri
8 AM to 5 PM
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Reviews from Web
Im very pleased to write this review of Chris. He and his team helped my husband and I secure a home loan with our realtor and close on our home in three weeks without compromising the quality of the work. That is amazing. He was extremely...
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Reply from CHRIS CAYO
April 4th, 2024 07:34 PM
Thank you for the kind words, Pam! I'm thrilled you had a great experience with us. Closing in three weeks without compromising quality is easy when we have a solid pre-approval before submitting offers and responsive clients like you and Ben....
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Im very pleased to write this review of Chris. He and his team helped my husband and I secure a home loan with our realtor and close on our home in three weeks without compromising the quality of the work. That is amazing. He was extremely...
read more
Reply from Chris Cayo
April 4th, 2024 07:33 PM
Thank you for the kind words, Pam! I'm thrilled you had a great experience with us. Closing in three weeks without compromising quality is easy when we have a solid pre-approval before submitting offers and responsive clients like you and Ben....
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Chris was able to get us excellent financing with lower than market interest rates. He stayed on top of every part of the process and maintained steady contact with us through the entire process. Both our realtor and the title agent commented...
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Reply from Chris Cayo
April 4th, 2024 08:08 PM
Thank you so much for your 5-star review, Jana! I'm happy I was able to help you and Adam obtain excellent financing with "lower-than-market interest rates." It was my pleasure to stay on top of every part of the process and maintain steady...
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We just got keys to our first brand new house thanks to Chris! He explained every step of the home purchasing process with such clarity and always kept us informed of what the next step would be. He is very knowledgeable when it comes to VA...
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Reply from Owner
April 4th, 2024 07:58 PM
Thank you for your fantastic review, Berenice! Congratulations to you and Rob on getting the keys to your first brand new house! I'm thrilled to hear that I could assist you throughout the home purchasing process and that my explanations were...
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I am so glad we found Chris! He was knowledgeable and very transparent with us. He made sure we understood every step of the home buying process and was quick to resolve any issues that came up. His knowledge in regard to VA loans is mind blowing!...
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Reply from Chris Cayo
April 4th, 2024 07:58 PM
Thank you for your fantastic review, Berenice! Congratulations to you and Rob on getting the keys to your first brand new house! I'm thrilled to hear that I could assist you throughout the home purchasing process and that my explanations were...
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Everyone that’s met or worked with Chris will agree or attest to this.Chris has the absolute best charisma and personality of a human being you can ask for. When it comes to working first hand, next to or being a friend. You want Chris in your...
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Reply from Owner
April 4th, 2024 07:46 PM
Thank you so much for your incredibly kind words, David! I'm truly honored by your praise and grateful for our long-standing friendship. It means a lot to me that you trust me both personally and professionally. It was an honor to help you...
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Chris Cayo was more than excellent; both in the way he treats people, as well as helping us get everything done!
Reply from Owner
April 4th, 2024 07:28 PM
Thank you so much for your wonderful review, Michael! I'm thrilled to hear that you and Lynette had a fantastic experience working with me. Providing prompt and detailed answers to your questions is always my priority, and I'm glad I could...
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Chris has been absolutely fantastic! He's very easy to contact and answers all our questing promptly and in detail. I'd recommend him in a heart beat.
Reply from Chris Cayo
April 4th, 2024 07:27 PM
Thank you so much for your wonderful review, Michael! I'm thrilled to hear that you and Lynette had a fantastic experience working with me. Providing prompt and detailed answers to your questions is always my priority, and I'm glad I could...
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I'd recommend Chris Cayo in a heart beat. He made the whole process easy to get through. You can really tell he genuinely cares about the people he helps.
Reply from Owner
April 4th, 2024 12:00 AM
Thank you so much for your wonderful review, Michael! I'm thrilled to hear that you and Lynette had a fantastic experience working with me. Providing prompt and detailed answers to your questions is always my priority, and I'm glad I could...
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Our experience with Chris Cayo and the Guild Mortgage team was exceptional. Chris's dedication and expertise were evident from the moment we met him at a house showing. Despite initially considering another lender, Chris's knowledge and willingness...
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Reply from CHRIS CAYO
April 4th, 2024 07:24 PM
Thank you so much for your kind words, Cyrius! I'm very happy to hear that you had an exceptional experience with me and my team. It was a pleasure assisting you in achieving your dream of homeownership, and I'm glad I could save you thousands...
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About
I'm Chris Cayo, a Senior Loan Officer based in Vancouver, WA, serving homebuyers across Vancouver, Camas, Ridgefield, Battle Ground, and nearby areas in Washington and Oregon. Since 2011, I’ve helped first-time buyers, veterans, active-duty service members, and self-employed borrowers find the right loan solutions. I specialize in VA, FHA, USDA, Conventional, Jumbo, Renovation, Refinance, and Down Payment Assistance programs. I’m proud to be a Top 5% Guild Mortgage performer and a Best of 2024 Mortgage Lender. I work closely with local Realtors, builders, and teammates like Charity Knight and Christina Baker-Peterson. Outside of work, I enjoy family time, fitness, books, and podcasts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
VA Loan
Conventional Loan
FHA Loan
DPA Loan Programs
Bridge
Conventional
Down Payment Assistance
Energy-efficient
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Memberships
- BIA Clark County
Time Zone
Pacific Standard Time (PST)
Awards
Best of 2024 - Mor...
Disclaimer
I am authorized to do business in the states of Oregon and Washington. OR ML-176; NMLS ID: 854164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.