

Charlotte Zornes
Mortgage Loan Originator | NMLS ID# 621596


Angelo State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
As a first time homebuyer, Charlotte worked hard to get me the best type of loan, the best interest rate, and overall she made the experience very smooth, communicating throughout each step. Highly recommend!
Reply from Charlotte Zornes
August 24th, 2026 04:34 PM
I’m delighted your home loan experience went well, Suzanne Lynn. Enjoy this exciting next step, and know I’ll be here when you’re ready for future home financing. – Charlotte Zornes
Charlotte works hard to get you the best loan and rate. She keeps you up to date every step of the way. I would recommend her and Planet Home to anyone.
Reply from Charlotte Zornes
August 24th, 2026 02:24 PM
Thanks for the positive feedback, Jodi. I’m proud to have helped with your mortgage milestone, and I’d love to guide you on your next home financing journey. – Charlotte Zornes
Fast and easy process
Reply from Charlotte Zornes
August 13th, 2026 05:29 PM
Thanks for your kind review, Coby Kyle. I’m proud to have been your lender, and I’ll be here for all of your future home financing milestones. – Charlotte Zornes
Great communication and advice !
Reply from Charlotte Zornes
August 10th, 2026 02:12 PM
I’m grateful for your review, Hannah Nicole. Guiding you through the mortgage process was a pleasure, and I’ll be here to help with your future home loan needs. – Charlotte Zornes
Love Her! She was there for us on anything and everything we needed to do. She Guided us and kept our spirits up as we awaited progress and kept us in the know all the through the process! CHARLOTTE ZORNES IS THE PERSON WE RECOMMEND TO ANYONE...
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Reply from Charlotte Zornes
July 2nd, 2026 07:26 PM
I’m so glad you felt supported in your home loan process, ALBERT HARRY. That’s what I aim for, and I’ll be here for your future mortgage needs. – Charlotte Zornes
Charlotte was very quick to respond to any questions we had and guided us through the whole process. There were no surprises and I felt well informed through the whole process.
Reply from Charlotte Zornes
March 18th, 2026 07:26 PM
I’m grateful for your review, Jesse James. Guiding you through the mortgage process was a pleasure, and I’ll be here to help with your future home loan needs. – Charlotte Zornes
Communication was quick and always responsive. It was time consuming to learn all of the industry terminology for our first time home buying experience and I feel Charlotte was patient with us. Thank you!
Reply from Charlotte Zornes
March 16th, 2026 01:13 PM
Thanks for your kind words, Olivia. I’m glad your mortgage experience was a good one, and I’ll be here to help with your next mortgage milestone. – Charlotte Zornes
Charlotte demonstrated exceptional knowledge and was consistently prompt in addressing our inquiries. Her expertise and responsiveness greatly enhanced our experience. I wholeheartedly recommend Charlotte to friends and family without reservation....
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Reply from Charlotte Zornes
February 16th, 2026 02:43 PM
I appreciate your review, John E.. Being part of your homeownership milestone was something I truly enjoyed, and I’ll be here for your future mortgage needs. – Charlotte Zornes
Charlotte is a highly knowledgeable loan officer who truly cares about her clients' financial health. She went above and beyond to guide us in improving our credit scores, which was vital for our loan approval. While our unique process was...
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Reply from Charlotte Zornes
February 11th, 2026 03:32 PM
Congrats on your home purchase, Angelica R.! Helping with your home loan was a joy, and I’ll be here for any of your future mortgage needs. – Charlotte Zornes
Charlotte is very easy to understand and her deep knowledge made the whole process of getting our loan seem easy. I highly recommend her and her group. Excellent job.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential mortgage financing
FHA home loans
VA home loans
Conventional mortgages
USDA rural housing loans
Jumbo home loans
Bank statement loans for business owners
Home loans for First-Time Homebuyers
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Education
- Angelo State UniversityJul 1984 -May 1986

Memberships
- CyFair Express Network ABWA
- HAR
- Zillow
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2025
Time Zone
Central Standard Time (CST)
Licenses
- 621596
Achievements
- Becoming an instructor for Mortgage Essentials
Hobbies
- Cooking
- Sewing
- Gardening
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.