Charles Toll at CrossCountry Mortgage

Senior Loan Officer | NMLS #1783114

4.8

(73)

Mortgage

Contact Info

(858) 828-3874

San Juan Capistrano, CA

https://www.crosscountrymortgage.com/san-juan-capistrano-ca-5234/charles-toll?marketing_campaign=00898

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This is my second loan with Charles and he is very easy to work with and very knowledgeable. He will explain everything upfront . He is my go to guy . Thx Charles

Reply from Charles Toll at CrossCountry Mortga...

July 6th, 2026 09:09 PM

Sujay, congratulations on your new home — we couldn't be more thrilled for you! 🏡 It was a pleasure finding the right path forward with a bank statement loan. This is exactly what non-QM lending is designed for — making sure hardworking, self-employed...

Charles Definitely made me feel confident that I was working with a great company. Charles was knowledgeable & professional. Most of all he was kind and responsive. He really helped us along every step of our first home purchase.

Charles was professional and very clear in communicating both the process and what information he needed. He was even more than that, He was kind and thoughtful throughout the process, I have never experienced this quality of service and support...

Charles was able to provide different analysis of loan and mortgage rate options . and follow-up through out the process.

Charles was helpful and very knowledgeable and informative. He expressed a positive concern for my questions. Even responding on a Sunday when I had questions. The entire process went smoothly, quickly and efficiently. He was definitely a professional...

I had a slightly more complex situation due to the fact I was out of town for over two weeks during the tail end of my loan process. Charlie dealt with everything well despite the inconveniences.

Helpful customer service, easy process compared to other lender. I will recommend Griffin Funding to anyone that needs financial advice.

Received emails from different people including automated emails aside fromCharles. We were not notified ahead of time who’s going to reach us back . We were not sure if those are legit emails from Griiffin/Everest due to too many scams we’ve...

Reply from Charles Toll at CrossCountry Mortga...

July 6th, 2026 09:09 PM

Thank you for the feedback Xieryl

Simple, fast and Charles looked after my needs for type of financing.

Charles and his team were great

31–40 of 73

About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in San Juan Capistrano, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1783114 | Branch NMLS #1790854

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Year Started

2018

Time Zone

Pacific Standard Time (PST)

Licenses