Charles Mentesana
Senior Loan Officer | NMLS # 233676
Centenary College of Louisiana
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priori... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 10 PM
Fri
7 AM to 10 PM
Sat
7 AM to 10 PM
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Reviews from Web
Fantastic Service. The best part of the process was the app, which was simple and easy to use.
My real estate agent referred me to Charles. We talked and he looked at all of the options that fit me. All 3 of us kept going back and forth to get this all worked out. He was fantastic and very helpful
Charles was very informative and willing to answer all questions and concerns.
Charles and team made us buying a home, and not being in town an easy process. They kept us informed the entire way and made sure all documents were completed and timely. We had a wonderful experience buying our first home outside of the military...
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Charles and his team were great. My original lender miscalculated our DTI and told us they would not be closing our loan 3 days before we were scheduled to close. Our lease was ending soon, and we were about to be homeless when I was referred...
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Charles was extremely helpful and kept us informed throughout the process.
His willingness to meet on a Sunday was much appreciated! The whole refinance process went smoothly.
Everyone moved quickly to get us to close before the holidays.
Only problems occurred with title company, which caused inability to close refinance on time.
Charles has always been prompt answering our questions and on top of the loan process every step. You want him on your team!
Charles being local and accessible was great. I didn't like when I had to work with other people and provide documentation that I had already provided Charles. That was redundant.
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About
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priority is to make sure they are properly educated during the process of making the largest financial decision they will ever make.
It is my goal to help families obtain financial independence through meaningful lending. What is meanignful lending? It is all about the client and what is best for them. I want to feel comfortable with the decision that tehy are making. Don fall for the gimmicks and tricks when you go to purchase your home. I am a highly trained professional with over 20 years of experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
1099 Income Loans
Specialities
VA Loans, FHA, Conventioanl, DSCR, Investor
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Education
- Centenary College of LouisianaB.S. Business AdministrationAug 1991 -Dec 1995
Positions
- Service First Mortgage - Sr Loan Officer-Mortgage BankerOct 1st, 2010 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 233676
Hobbies
- Soccer, Reading and Spending time with Family
Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”