

Charles Mentesana
Senior Loan Officer | NMLS # 233676


Centenary College of Louisiana
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priori... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 10 PM
Fri
7 AM to 10 PM
Sat
7 AM to 10 PM
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Reviews from Web
Completed the financing and refinancing of my home!
Charles and his team have helped us twice now with our home. Recently when rates dropped, Charles helped us significantly lower our monthly payments by explaining our options with refinancing. So thankful we were referred to him and will always...
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Quick and Easy.
Charles took calls very late in the evening and called us when it was convenient for us. There was a 2-hour difference in our time zones since we are currently in California. But when we called him, he returned the calls. Once it was about...
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Charles is solid. The people who work with him are polite and get the job done. We were able to achieve our objective with little fuss in a short span of time. Very much appreciated.
Charles Mentesana had a way of explaining everything that made it easy to understand. He was very personable and easy to talk to. It’s evident that he has a lot of experience!
The whole experience was seamless.
the attention to detail was exemplary
This is the second time I have had the pleasure of working with Charles. Both times he has proven to be knowledgeable, responsive, and a good communicator. Both times he kept me focused and on track, and everything happened just as he said...
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About
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priority is to make sure they are properly educated during the process of making the largest financial decision they will ever make.
It is my goal to help families obtain financial independence through meaningful lending. What is meanignful lending? It is all about the client and what is best for them. I want to feel comfortable with the decision that tehy are making. Don fall for the gimmicks and tricks when you go to purchase your home. I am a highly trained professional with over 20 years of experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
1099 Income Loans
Specialities
VA Loans, FHA, Conventioanl, DSCR, Investor
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Education
- Centenary College of LouisianaB.S. Business AdministrationAug 1991 -Dec 1995

Positions
- Service First Mortgage - Sr Loan Officer-Mortgage BankerOct 1st, 2010 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 233676
Hobbies
- Soccer, Reading and Spending time with Family
Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”