Charles Mentesana
Senior Loan Officer | NMLS # 233676
Centenary College of Louisiana
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priori... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 10 PM(Open now)
Fri
7 AM to 10 PM
Sat
7 AM to 10 PM
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Charles went above and beyond with dealing with us and responded promptly with any concerns we had.
Reply from Charles Mentesana
August 13th, 2026 03:10 PM
It was such a pleasure to work with you. I am so excited for you!
Charles made the entire loan process a great experience. His communication was excellent from start to finish, and he kept me informed every step of the way. He delivered on every promise, including meeting the expected timeline and setting...
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Reply from Charles Mentesana
August 13th, 2026 03:11 PM
It was a pleasure to work with you. You made my job so much easier
Charles was so communicative and reassuring every step of the way! He was very knowledgeable and took the time to answer all of our questions big or small.
Reply from Charles Mentesana
August 13th, 2026 03:11 PM
It was such a pleasure to work with you. I am so excited for you to own your first home
The communication as well as the customer experience.
Reply from Charles Mentesana
August 13th, 2026 03:12 PM
Thank you Berni for your trust. It was a pleasure to work with you
Charles was great! Very good communication, answered every question I had and explained everything thoroughly to make sure I understood everything. He was even there during closing. I will continue to work with him in the future 100%
Reply from Charles Mentesana
August 13th, 2026 03:48 PM
I can't wait until we find your next investment property. I am looking forward to helping you grow your porfolio
The professional and kind nature of everyone invoved. Clear communication. They all make you feel like family. I highly recommend.
Reply from Charles Mentesana
August 13th, 2026 03:48 PM
I am so glad we were able to help you navigate this process.
How the team made us feel
important and heard!
Reply from Charles Mentesana
August 14th, 2026 04:07 PM
It was a pleasure to work with you
Charles was outstanding to work with. From the beginning, he was upfront and honest, especially compared to others who overpromised. Where others said things could be done, Charles was clear about what was actually realistic.He is extremely...
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Reply from Charles Mentesana
August 14th, 2026 04:08 PM
Hi Heather It was a pleasure to work with you and your family. I am so happy we were able to get you into your new home
The availability of Charles Mentesana his counsel, and his attitude in wanting to see me succeed with getting the loan was very encouraging.
It was a smooth transition from stat to finish, and anything that could be done to improve the overall outcome was done.
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About
I am frequently asked what I do.....
I help families find financing options that fit their family's needs during the purchase of their home all while helping them develop stratedgies to create a stable financial future. Mu number one priority is to make sure they are properly educated during the process of making the largest financial decision they will ever make.
It is my goal to help families obtain financial independence through meaningful lending. What is meanignful lending? It is all about the client and what is best for them. I want to feel comfortable with the decision that tehy are making. Don fall for the gimmicks and tricks when you go to purchase your home. I am a highly trained professional with over 20 years of experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
USDA Loans
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
1099 Income Loans
Specialities
VA Loans, FHA, Conventioanl, DSCR, Investor
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Education
- Centenary College of LouisianaB.S. Business AdministrationAug 1991 -Dec 1995
Positions
- Service First Mortgage - Sr Loan Officer-Mortgage BankerOct 1st, 2010 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 233676
Hobbies
- Soccer, Reading and Spending time with Family
Disclaimer
Licensed as SFMC, LP; SFMC Home Lending; SFMC, Limited Partnership Sec. 157.007. Disclosure Statement. A mortgage banker shall include the following notice to a residential mortgage loan applicant with an application for a residential mortgage loan: complaints regarding mortgage bankers should be sent to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, TX 78705. A Toll-Free Consumer Hotline is available at 1-877-276-5550. Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”