Top 5%
Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Charles Garneau and his team are great to work with. Always available to answer questions and explain anytime. They dis a fantastic job on our home refinance. It was a professional and smooth experince. Would definitely recommend them to anyone...
read more
Reply from Neighborhood Loans Charles Garneau
August 16th, 2026 08:57 PM
Thank you so much for trusting us Lesa! It means a lot that you would trust us with your refinance. We will be here if you ever have additional questions or need. Congrats again!
Neighborhood loans whole team was amazing! They took their time to answer all questions and to make us as first time homebuyers feel comfortable and knowledgeable. I would recommend them to anybod
Reply from Neighborhood Loans Charles Garneau
July 7th, 2026 06:59 PM
Thank you so much for the wonderful review, Alexandria! It truly means so much to us that you trusted us to be part of such an important milestone. We know buying a home can feel overwhelming and stressful at times, so we're grateful we had...
read more
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Ninnel M
Reply from Owner
August 16th, 2026 08:57 PM
Thank you so much for taking the time to leave us a review Ninnel and David. We were grateful to be a part of your homebuying process.
Awesome team, answered all the questions I had and was very transparent about the process of getting a loan. Wonderful people to work with.
Reply from Neighborhood Loans Charles Garneau
July 10th, 2026 03:49 PM
Thank you so much for the amazing review, Ninnel! It was a pleasure helping you and your family through your homebuying journey. We wish you nothing but happiness in your new home and hope you cherish every moment and memory you create there....
read more
Charles and his team did an amazing job of getting my house bought.
Reply from Charles Garneau
July 10th, 2026 03:51 PM
Nolan, thank you so much for the wonderful review! It was truly a pleasure working with you, and we were honored to help you and your family through your homebuying journey. We appreciate the trust you placed in us and wish you nothing but...
read more
Charles and his team made our home by in process, smooth and seamless! We are so appreciative of him, stepping in where another Lender was leaving us scrambling! He got our loan wrapped up very quickly and he is highly recommended!
Reply from Neighborhood Loans Charles Garneau
August 16th, 2026 08:58 PM
Thank you so much for trusting us Jennifer! We will stay here as a resource if you or your family ever need anything. We appreciate you and congrats on your beautiful new home.
we have purchased several houses over the last 15yrs. your people were absolutely the best!!
Great customer service by all and the process was very smooth.
thanks to all
Ruck and Cyndi
Reply from Charles Garneau
August 16th, 2026 09:01 PM
Thank you so much for the kind words Rick and Cyndi! You were also on top of the process and made it a breeze. Congratulations again and we will be here as a resource for you in the future if you need us.
Working with Charles and his team throughout the home buying process felt like working with family. Charles made us feel very comfortable throughout the process and was available whenever we needed him for any questions. The homebuying process...
read more
Reply from Neighborhood Loans Charles Garneau
July 2nd, 2026 07:20 PM
Thank you so much for your kind words, Arillana! It was an absolute pleasure working with you both, and we're so grateful you trusted us to be part of such an exciting milestone. Congratulations on your new home, and we hope to work with you...
read more
Charles and his team are exceptionally talented and knowledgeable. They helped me get my fream home. Thank you so much
Reply from Charles Garneau
July 2nd, 2026 07:21 PM
Thank you so much for your kind words, Vicky! It was truly a pleasure helping you find your dream home. We hope you make countless wonderful memories there, and we can't wait for the opportunity to work with you again in the future!
This coming from an industry partner (Title). The entire team is simply put "amazing". Their attention to detail is 2nd to none. On every transaction we see that every "I" is dotted and every "T" is crossed. We highly recommend Charles Garneau...
read more
Reply from Owner
August 16th, 2026 09:02 PM
Thank you so much Mike, this means a ton coming from you! We will continue to serve and put the clients first like you guys do. We appreciate your trust and looking forward to our next mutual transaction!
81–90 of 329
About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Florida Southern CollegeEconomics
Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
View All
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender