Top 5%
Neighborhood Loans Charles Garneau
Mortgage Loan Originator NMLS # 1466345
Florida Southern College
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statem... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Charles and Neighborhood Loans really are exceptional. Charles was highly recommended to me so I decided to see for myself since I am meticulous by nature. So I prepared my researched list of questions and gave him a call. I was immediately...
read more
Reply from Neighborhood Loans Charles Garneau
July 7th, 2026 06:41 PM
Thank you so much for this, it honestly made my day.I could tell from our very first call that you came prepared (and I mean prepared 😄), and I loved it. The thoughtful questions and attention to detail made it easy for me to do what I do...
read more
The whole team is amazing! Great customer service!
Reply from Neighborhood Loans Charles Garneau
July 7th, 2026 06:24 PM
Thank you for trusting us and for letting us be part of your journey, Lorrie! We truly appreciate you. 🏡
I had a great experience doing business with Charles and his team. Everyone was friendly and professional. The process went very smoothly.
Reply from Charles Garneau
July 7th, 2026 06:27 PM
Thank you Idalia! We truly appreciate you and wish you many happy memories in your new home. 🏡
great team to work with
Reply from Charles Garneau
July 7th, 2026 06:28 PM
Thank you Jason! We hope you are enjoying your new home!
Neighborhood Loans Charles Garneau has received a review with 5 star rating from Karina F
Reply from Owner
July 7th, 2026 06:36 PM
Karina, thank you so much for the 5-star review! ⭐⭐⭐⭐⭐We appreciate you taking the time to leave a review. It’s always a pleasure working with you, and we’re grateful for the trust and partnership we’ve built. Great people make this business...
read more
with Charles and his team you're in good hands. Sharing knowledge and options and helping every step of the way.
Reply from Charles Garneau
July 7th, 2026 06:42 PM
Thank you Richard! We are so happy that you and Karina trusted us through this process!
This team was incredible! Very attentive and knowledgable about a unique loan situation!
Reply from Neighborhood Loans Charles Garneau
July 7th, 2026 06:44 PM
Thank you Gabriel! We’re grateful we got to be part of you and Kate's journey and are excited for you and your new home. 🏡
I can’t thank Charles and his team enough for helping me become a homeowner. After not having success with other lenders, Charles made it possible by helping me secure the loan I needed. He was knowledgeable, patient, and guided me through...
read more
Reply from Owner
July 7th, 2026 06:51 PM
Thank you so much for the kind review, Yazmin! It truly means the world to us that you trusted us, especially after everything you went through before. We're so grateful we had the opportunity to help you and Carmelo through this journey. We...
read more
The process was smooth and the people we worked with were super friendly and helpful.
Reply from Neighborhood Loans Charles Garneau
July 7th, 2026 06:53 PM
Thank you so much for the review, Kyle! You and Katherine were an absolute pleasure to work with, and we're so grateful you trusted us to help you through the homebuying process. Congratulations again on your new home! We wish you both nothing...
read more
Charles and his Team are great to work with. Always available & happy to answer any questions. They did a fantastic job job on our home refinance. It was a professional and smooth experience. Would highly recommend them to anyone needing a...
read more
Reply from Owner
July 7th, 2026 06:57 PM
Thank you so much for your kind words, Lesa! It was truly a pleasure helping you with your refinance, and we're so grateful you trusted us throughout the process. Knowing you felt supported every step of the way means so much to us. We appreciate...
read more
71–80 of 329
About
Charles Garneau and his team help homebuyers and homeowners across Central Florida secure the right mortgage with personalized service and expert guidance. They specialize in FHA, Conventional, VA, USDA, Down Payment Assistance, Bank Statement, and DSCR loans. Whether you're a first-time homebuyer, veteran, investor, or self-employed borrower, Charles can help you explore Hometown Heroes, HomeKey, bond programs, and interest rate buydown options to make homeownership more affordable. From application to closing, the team is committed to delivering a smooth, stress-free mortgage experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Specialities
FHA
VA
USDA
Conventional
Jumbo
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Florida Southern CollegeEconomics
Positions
- Legacy Mutual Mortgage - Loan OriginatorJul 1st, 2023 - Feb 28th, 2025
- The Mortgage Firm - Loan OriginatorNov 3rd, 2014 - Jul 1st, 2023
Memberships
- MBS Highway
- Rotary Club of Lakeland
- Social Indoors Club
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1466345
Awards
Achievements
- Top Emerging Originators Scotsman Guide 2026
Hobbies
- Pickleball
- Tennis
- Running 5K
View All
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender