Charles Elswick
VP of Lending | NMLS# 1696764
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
Good communication
Very straight forward . Excellent communication between CJ and his team! everything from preapproval to closing went smooth and with out a hitch! Very open to and willing to answer any questions along the way!
Charles made it easy to commun through text and/or calls
Reply from Charles Elswick
December 19th, 2025 02:40 PM
I appreciate you highlighting the ease of communication through text and calls. It’s important to me that staying in touch feels convenient and effective. If there’s anything further I can assist you with, don’t hesitate to reach out.
It was a simple process and very quick to get things moving and receive my additional cash.
Reply from Charles Elswick
December 19th, 2025 02:41 PM
I'm pleased to know that you found the process straightforward and efficient. If there's anything more I can assist you with, feel free to reach out. Thank you for sharing your experience.
Charles was very easy to work with and any time we had questions communicating was super responsive. Very quick to find another options and solutions.
Reply from Charles Elswick
December 19th, 2025 02:42 PM
I appreciate your feedback and am glad to hear that you found the communication prompt and effective. It's important to me that concerns are addressed swiftly, and I'm pleased I could offer suitable solutions. Thank you for taking the time...
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Communication was amazing . He explained things very clearly and helped tremendously
Reply from Charles Elswick
December 19th, 2025 02:43 PM
I'm really glad to hear that you found the communication clear and helpful throughout the process. It's important to me to make sure everything is well explained. Thank you for your feedback, Jasmyn.
He managed to get everything done that other people could not get done.
Reply from Charles Elswick
December 19th, 2025 02:43 PM
I'm pleased to hear that I could assist you in achieving your goals where others could not. It means a lot to know that my efforts had a positive impact on your experience. If there’s anything else I can help with, please feel free to reach...
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Amada was very helpful during the transition period to make sure that all my questions are answered correctly.
Reply from Charles Elswick
December 19th, 2025 02:44 PM
It's great to know that Amada was helpful and ensured your questions were answered during the transition period. Having support during such times can make a significant difference. If you need any further assistance, don't hesitate to reach...
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Charles was great!
Reply from Charles Elswick
December 19th, 2025 02:45 PM
I'm pleased to know you had a positive experience. Thank you for your feedback!
Charles helped make the preapproval and housing search process as smooth and efficient as possible everything that he handled went by quickly and was clearly explained.
Reply from Charles Elswick
June 24th, 2025 02:24 PM
I'm delighted to hear that your preapproval and housing search process went smoothly and efficiently. It was a pleasure assisting you, and I appreciate your kind words.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
Specialities
CONVENTIONAL LOANS
VA LOANS
MORTGAGE LOANS
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Licenses
- NMLS# 1696764
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.