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Charlene Garcia - Senior Loan Officer | NMLS #1255879 in Yuma, AZ

Charlene Garcia

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Senior Loan Officer | NMLS #1255879

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Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among Loan Officers like Charlene at NOVA. We often hear that the experiences that our clients have working with NOVA are far ... Show More
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Reviews from Web
  • Encompass
    P
    Paola A C
    San Luis, AZ
    Posted on January 27th, 2026 06:15 PM
    Charlene made the process easy and smooth. It was a great experience to have her because she is always there to help you with any doubts. I am very greatful with her.
    Reply from Charlene Garcia
    February 2nd, 2026 05:02 PM
    I'm glad to hear that the process felt easy and smooth for you, Paola. Being there to support you with any questions is important to me, and I appreciate your kind words. Thank you for allowing me to assist you at Nova Home Loans.
  • Encompass
    F
    Francisco Z
    San Luis, AZ
    Posted on December 16th, 2025 01:22 PM
    Muy buen servicio
    Reply from Charlene Garcia
    December 22nd, 2025 02:11 PM
    Thank you for your kind words and positive feedback. Providing excellent service is important to me, and I'm pleased to hear that you had a good experience at Nova Home Loans.
  • Encompass
    A
    Asaamph D
    San Luis, AZ
    Posted on December 14th, 2025 06:47 PM
    Muy amable y sobre todo muy atentos con nosotros!!
    Reply from Charlene Garcia
    December 19th, 2025 06:47 PM
    Your kind feedback is truly valued. Providing attentive and thoughtful service is always my goal, and I'm glad that I was able to support you effectively. Thank you for trusting me with your needs at Nova Home Loans.
  • Encompass
    J
    Joseph M
    Yuma, AZ
    Posted on December 13th, 2025 10:32 PM
    Charlene made our first time home buying experience extraordinary. She was available at all times with all our questions and she was always checking in and guiding us. Thank you!
    Reply from Charlene Garcia
    December 19th, 2025 07:19 PM
    I'm really pleased to know that your first home buying experience went so smoothly. Being available to answer your questions and provide guidance is something I take seriously, and it's great to hear it made a difference. Thank you for trusting...
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  • Encompass
    A
    Asaamph D
    San Luis, AZ
    Posted on December 11th, 2025 02:53 PM
    Primero quiero agradecer a todo el equipo de trabajo a Charlene que se tomo el tiempo de ayudarnos en cada proceso,con el fin de que concluyera de manera exitosa sobre todo mantuvimos una muy buena comunicación por parte de Charlene y todo...
    read more
    Reply from Charlene Garcia
    December 16th, 2025 02:54 PM
    I'm grateful for your thoughtful feedback, Asaamph. It's truly important to me to ensure clear communication and thorough assistance throughout the process. I'm glad I could provide you with detailed guidance and attention at each stage. Thank...
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  • Encompass
    K
    Karina N
    Yuma, AZ
    Posted on November 30th, 2025 02:14 PM
    very attentive and great communication
    Reply from Charlene Garcia
    December 1st, 2025 10:17 PM
    You're so kind! Thank you!
  • Encompass
    M
    Merlin L
    San Luis, AZ
    Posted on October 1st, 2025 08:59 PM
    charlene es una persona súper amable y atenta nos supo guiar el camino para obtener nuestra casa 🏠 y estamos muy agradecidos con ella la recomendamos para que más personas puedan estar en contacto con ella y confíen plenamente en su trabajo...
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    Reply from Charlene Garcia
    October 2nd, 2025 02:08 PM
    Muchas gracias por su confianza y lindas palabras 🙏
  • Encompass
    M
    Merlin L
    San Luis, AZ
    Posted on September 25th, 2025 09:31 PM
    super atenta en cada momento
    Reply from Charlene Garcia
    September 30th, 2025 09:32 PM
    Your kind words are much appreciated. Being attentive throughout the process is truly important to me, and I'm glad it made a positive difference for you. Thank you for sharing your feedback and for choosing Nova Home Loans.
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    F
    Fernando J B
    Yuma, AZ
    Posted on September 14th, 2025 04:36 PM
    Charlene was reliable, easy to work with, and guided us every step of the way. Highly recommend!
    Reply from Charlene Garcia
    September 19th, 2025 04:37 PM
    I'm pleased to hear that you found me reliable and easy to work with, Fernando. It was my goal to guide you through every step of the process smoothly. Thank you for your recommendation and for choosing Nova Home Loans.
  • Encompass
    A
    Araceli C
    Yuma, AZ
    Posted on August 18th, 2025 02:44 PM
    te doy la gracia por haberme dado la oportunidad de tener por fin mi casa, y pues tuve la oportunidad que todo salió bien gracias a t
    Reply from Charlene Garcia
    August 23rd, 2025 12:45 PM
    I'm truly grateful for your kind words, Araceli. It means a lot to me to know that I could help you achieve the milestone of owning your home. I'm delighted that everything went well, and I'm honored to have been a part of this important journey...
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    About
    Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among Loan Officers like Charlene at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. NOVA HOME LOANS has served the needs of homeowners & homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
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    Year Started

    1980

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • AZ CA
    • NMLS #1255879
    Disclaimer
    Charlene Garcia, Senior Loan Officer, NMLS #1255879 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity |