

Charlene Garcia
Senior Loan Officer | NMLS #1255879

Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among Loan Officers like Charlene at NOVA. We often hear that the experiences that our clients have working with NOVA are far ... Show More
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Charlene, is not only professional but treats you as a friend. She makes you feel extremely comfortable. She goes above and beyond and we have used her 3 times and will continue! Thank you, Charlene!!
Reply from Charlene Garcia
September 7th, 2026 02:04 PM
Sarah, I truly appreciate your kind words and ongoing trust in me. I'm glad to hear that you feel comfortable and valued in our interactions. Thank you for choosing to work with me repeatedly!
Buying a home is a huge accomplishment in life as well stressful but Charlene made this whole experience amazing. As a first time homebuyer you need someone who will explain every little detail and thats exactly what she did. All this couldn't...
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Reply from Charlene Garcia
September 7th, 2026 06:01 PM
Melissa, I'm grateful for your kind words and am pleased to have been by your side during this important milestone. It's wonderful to hear that I could help make the process less stressful and more understandable for you as a first-time homebuyer....
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Su atención, disponibilidad y asesoramiento siempre excelente
Reply from Charlene Garcia
August 27th, 2026 07:03 PM
Jose, estoy agradecida por tus amables palabras sobre mi atención y asesoramiento. Me alegra saber que tu experiencia fue excelente.
Our experience was truly GREAT because we felt so supported, cared for, and comfortable throughout the entire process. Charlene was incredibly kind, patient, and helpful. She always took the time to answer all of our questions and made sure...
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Reply from Charlene Garcia
August 27th, 2026 02:18 PM
Alejandra, I'm so happy to hear that you felt supported and comfortable throughout the process. Your kind words about my patience and dedication mean a lot to me. I'm grateful for your appreciation and pleased that you had a positive experience...
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She was very helpful. We've had used her previously, that's why we called her. Thanks
Reply from Charlene Garcia
August 20th, 2026 05:38 PM
Angelina, I'm grateful for your continued trust and happy to have been of help again. Thank you for reaching out to me!
Everything was
Reply from Charlene Garcia
August 17th, 2026 07:24 PM
Claudia, thank you for taking the time to leave a review. If there's anything more you'd like to share about your experience, please feel free to reach out to me directly.
Charlene is an exceptional asset as she is not only knowledgeable but also kind and attentive to detail. Her level of communication throughout the transaction is unmatched. She is always ready to answer any questions and give clear and insightful...
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Reply from Charlene Garcia
July 27th, 2026 05:34 PM
Elisa, I'm pleased to know that my communication and attention to detail made a positive impact on your experience. Your kind words about my service are truly appreciated. Thank you for valuing the support I provided at Nova Home Loans.
Charleene made the entire loan process so much easier than I expected. She was always kind, patient, and quick to answer our questions. I truly appreciated how she kept us informed every step of the way. Thank you, Charleene, for making such...
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Reply from Charlene Garcia
July 27th, 2026 04:02 PM
Ana, I'm glad to hear that I could make the loan process easier for you. Your kind words about my communication and support mean a lot. Thank you for choosing me at Nova Home Loans.
Good customer service and attention !
Reply from Charlene Garcia
July 21st, 2026 01:02 PM
Jose, I appreciate your positive feedback. I'm glad to hear you were satisfied with the customer service and attention you received. Thank you for choosing me at Nova Home Loans.
Everything was great, didn't have to worry about anything. Charlene was great!!
Reply from Charlene Garcia
July 6th, 2026 07:29 PM
I'm happy to hear that everything went smoothly for you, Jesus. Your kind words about my service mean a lot. Thank you for trusting me at Nova Home Loans.
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About
Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among Loan Officers like Charlene at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. NOVA HOME LOANS has served the needs of homeowners & homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
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Year Started
1980
Time Zone
Pacific Standard Time (PST)
Licenses
- AZ CA
- NMLS #1255879
Disclaimer
Charlene Garcia, Senior Loan Officer, NMLS #1255879 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | Equal Housing Opportunity |