Chad Horkan
Branch Manager
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
Chad was such a Pleasure to work with!
Reply from Chad Horkan
March 2nd, 2026 05:07 PM
Carol,
It was so nice working with you and Jill. I enjoyed helping you both on this journey.
Chad and his team always do an amazing job of outstanding customer service. Jenny is a mind reader and gets me the information before I have to ask for it. Love working with Chad Horkan group.
Reply from Chad Horkan
March 2nd, 2026 05:55 PM
Mary - Thank you AGAIN for your Kind words. Not only myself but my team LOVES working with you!
Chad was so friendly and great to work with. He worked hard to keep us informed. being that we are out of state, it was great having someone local who could guide us through this process.
Reply from Chad Horkan
February 27th, 2026 05:17 PM
Brittany - Thank you for your kind words! It was pleasure working with you! Welcome to the beach!
I had a great experience with Chad at Kind Lending for my mortgage. His team was professional, responsive, and made the entire process smooth and stress-free. They clearly explained each step, answered all my questions, and kept everything...
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Reply from Chad Horkan
February 27th, 2026 05:42 PM
Thank you for the review! Welcome to the beach!
Chad Horkan has received a review with 5 star rating from Joshua J
Reply from Owner
February 27th, 2026 05:23 PM
Welcome to FMB!
Chad is the ultimate problem solver. He and his team are like a living woodchipper of issues and challenges. Very highly recommend .
Reply from Chad Horkan
March 4th, 2026 04:04 PM
It was awesome working with you Josh!
Chad Horkan has received a review with 5 star rating from Meagan B
Reply from Owner
March 4th, 2026 04:04 PM
Thank you Meagan!
Chad was fanstastic to work with! There were a few challenges that were outside of his control, but he handled everything with professionalism & persisitance. He truly made the deal happen! I would recommend him to anyone.
Reply from Chad Horkan
February 27th, 2026 05:45 PM
#TeamWork!
My wife and I had an amazing experience buying our first home thanks to Chad and his team with Kind Lending! He was very supportive and answered all our questions any time of day. From pre-qualification to closing day, everything went very...
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Reply from Owner
March 2nd, 2026 05:57 PM
Thank you Joey for your Kind words!
My wife and I had an amazing experience buying our first home thanks to Chad and his team with Kind Lending! He was very supportive and answered all our questions any time of day. From pre-qualification to closing day, everything went very...
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Reply from Chad Horkan
February 21st, 2026 02:45 AM
Joey thank you for your kind words. It was our pleasure helping you. Cheers to your first home
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
Search Rank ScoreLearn More →
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.