

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
Chad was super helpful in answering all of our questions! He even called after closing to check up on us if we needed anything or had additional questions!
Reply from Chad Horkan
February 20th, 2026 10:11 PM
Kimberly, It was my pleasure helping you and Joey purchase your 1st home! Congratulations!
Chad Horkan has received a review with 5 star rating from Mark F
Reply from Owner
February 20th, 2026 10:11 PM
Thank you Mark!
Chad went the extra mile to make sure everything went smoothly. I recommend using Chad to anybody looking to buy a house.
Reply from Chad Horkan
February 19th, 2026 07:38 PM
Congrats Mark! Welcome to the Island!
Great company to work with. So thankful we did. They sure work hard to make everything go smoothly.
Reply from Owner
February 19th, 2026 06:22 PM
LOVE LOVE LOVE This. Welcome to the beach
Chad was awesome to work with! So thankful he was recommended to us.
Reply from Chad Horkan
February 19th, 2026 04:31 PM
Holly I am so happy for you and Mark! Welcome to the Island neighbor :)
Chad did an outstanding job working quickly to secure the best loan interest rate in a minimal amount of time. He made my dream a reality!
Reply from Chad Horkan
February 19th, 2026 03:28 PM
It's great to hear that I could help make your dream a reality, James. Working efficiently to secure the best loan interest rate is a priority for me, and I'm glad it made a positive impact on your experience. If you have any further questions...
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Chad was amazing every step of the way
Reply from Chad Horkan
February 16th, 2026 05:20 PM
I appreciate your kind words, Tanner. I'm glad to have been able to support you throughout the process. Should you need further assistance or have any questions, don't hesitate to reach out.
Thank you for doing a great job of keeping us informed throughout the process.
Reply from Chad Horkan
February 4th, 2026 04:42 PM
Shannon it was great working with you! Thank you for taking such great care of Tanner
As a first-time home buyer, I was honestly nervous going into the mortgage process, but working with this lender made the entire experience smooth, clear, and even enjoyable. From day one, Chad took the time to explain every step, answered...
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Reply from Chad Horkan
January 20th, 2026 02:15 AM
OMG Thank you so much for your kind words! It was our pleasure and honor to guide you thru your first home purchase. Cheers to many happy memories.
Chad was very helpful and made sure we were satisfied and happy with each step of the process. We had a great experience!
Reply from Owner
January 27th, 2026 06:37 PM
I'm glad to know you had a great experience, Daniel. Ensuring your satisfaction throughout the process is essential to me. If you have any additional questions or need further assistance, feel free to reach out.
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.