Chad Horkan
Branch Manager
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
Super fast tha ks for the quick turn around
Reply from Chad Horkan
April 10th, 2026 04:51 PM
Thank you Paula. Great working with you as always!
Fantastic to work with! Made the process a very good experience!
Reply from Owner
April 10th, 2026 04:52 PM
Congratulations!
Chad was amazing! As a first time home buyer His communication around the whole process was excellent. He had everything all lined and ready for closing, the process was very smooth. I would highly recommend Chad to my friends and family.
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Reply from Chad Horkan
March 31st, 2026 03:43 PM
Josh, first of all, thank you for your service. We love taking care of our Veterans and it is a true privilege to be part of your journey. We are all so proud of you for buying your first home! My team and I are honored to have handled the...
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Fantastic to work with! Made the process a very good experience!
Reply from Chad Horkan
March 31st, 2026 03:44 PM
It was great working with you!
As a first time home buyer, Chad made this process so much easier to understand and plan for. He always took his time explaining the process and every detail going into it. Highly recommend Chad and Kind Lending!
Reply from Chad Horkan
March 26th, 2026 04:45 PM
So happy for you both!
From the very start of the project, excellent communication was established; at every stage, I knew exactly what was happening. It was a pleasure—and effortless—to work together. Thank you so much for all your hard work.
Reply from Chad Horkan
March 24th, 2026 04:21 PM
Alona - I am so happy for you! It was an absolute pleasure helping you buy your first condo.
Mr Chad’s team ranks no. 1 if you need a mortgageKind Lending offers turnkey solutions and a streamline process to complete. Flexible thinking is this bank. Underwriters do both. Take care of the bank but customers too at the same time. It’s...
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Reply from Owner
March 24th, 2026 04:22 PM
Linn, you and Kim are AMAZING! Cheers to many memories with your grandkids.
Chad offered great leadership qualities unfounded with other lenfing institutions while the review was very complete , his office and the Underwriter performed an excellent service
thank you Kim Nelson
Reply from Chad Horkan
March 18th, 2026 09:35 PM
Kim (and Linn)
Thank you for your kind words! It was a pleasure to help you find a home close to your grand children.
To be completely honest, the cost of the appraisal was high. Then the Appraiser took the additional $250 because he had to travel to far. Educated Mortgage was only charging $500. But all was corrected and was pleased
Reply from Chad Horkan
March 9th, 2026 08:57 PM
Matt, It was great working with you. The appraisal was a bit too high but we did extend a credit to you covering the additional costs. Very glad you were able to secure an Accepted Offer with the guidance of Mike P. Congratulations!
I’ve worked with many lenders over the years and was initially reluctant to use an out-of-state mortgage broker. Chad completely knocked it out of the park. The experience with him and his team was seamless from start to finish.My clients were...
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Reply from Chad Horkan
March 2nd, 2026 05:57 PM
Peter - Having referral partners like you makes all the difference in the world. Keep up the great work. Lets crush 2026!!!
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.