

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
Chad and his team were awesome to work with, easy to get a hold of no matter time or do if the week, and they were able to meet a quick closing deadline, which we needed
Reply from Owner
October 30th, 2018 12:00 AM
Congratulations on your relocation to MKE!!! It was awesome working with you and your wife.
Chad and his team have been extremely helpful and are more than happy to explain things to you, along with giving you all the options available to you!! First time buying a home and they have been a pleasure to work with!! Now it's just time...
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Chad was great! We had a unique situation and Chad found a way to get us in our new home with minimal risk. What I admired most is that he always took the time to explain every step of the process. And he worked nights and weekends to ensure...
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Reply from Owner
May 31st, 2018 12:00 AM
Mike, Thank you so much for your kind words! It was a pleasure working with you and your wife. Can't wait for our 1st drink on the patio!
Chard and his team quickly worked with us an guided us through the process of our mortgage. I did find the best experience was definitely to call and work with his office directly, The Stearns web application leave a bit to be desired, though...
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Chad and his team were easy to work with and very knowledgeable. They answered all questions and remained flexible with us to meet the needs of our situation.
First time home buyer. It went without a hitch thanks to Chad and Co. I would recommend him to anyone. Closing costs came in under initial estimates, I was very happy.
Reply from Owner
May 31st, 2018 12:00 AM
Thank you very much for your review. It was great working with you as well. Congrats on your 1st home.
Chad and his team made a difficult process extremely easy. He was available and willing to help. He had our back during this process. I have recommended him to all my friends looking to buy a home in WI or IL. Also, great guy who you can build...
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Talked to him on the phone about pre-approval, gave him all my info, he gave me a couple excuses why he didn't get back to me and now, no replies to texts. Wasted my time.
In a world where brokers promise you the world and then tell you that you’re not qualified for what they stated! Chad was open, honest, and extremely knowledgeable of the entire industry. I will definitely see that he helps more people than...
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Reply from Owner
April 5th, 2018 12:00 AM
Thank you Jack. It was a pleasure to work with you!
I am a first time home buyer, had lots of questions they were all answered. Very helpful in explaining the process.Worked with budget actually came in under budget limit.I highly recommend
Reply from Owner
April 5th, 2018 12:00 AM
Mike is was my pleasure helping your family!
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.