Chad Horkan
Branch Manager
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
Chad went above and beyond to close this loan when he was given a tight timeline. His team was extremely knowledgeable, responsive, and professional to deal with.
Reply from Owner
April 5th, 2018 12:00 AM
Larry - So happy we could help you with your mortgage needs.
The whole process was very straightforward and painless. 21 days to close definitely came up quick. Would recommend Chad and his team to anyone looking to buy a home.
Reply from Owner
April 5th, 2018 12:00 AM
Brandon - such a quick transaction especially for a 1st time home buyer. Thank you for trusting us to guide you thru the home buying process.
I am extremely busy, Chad and his team made this process painless for me. They went the extra mile to get things from me when I had other things going on. It’s like it all just happened in the background and I showed up at closing.
Reply from Owner
March 26th, 2018 12:00 AM
Thank you Erik! You were great to work with.
We had Chad and Jennifer help us on a difficult loan and was very impressed on the timing and end result of the process. Chad is a very creative asset when it comes to the difficult loans and was able to get everything we needed and more!
Reply from Owner
March 14th, 2018 12:00 AM
Brian - Thank you very much for your kind words! I always enjoy working with investors.
I was a first-time home buyer and anxious about the process. Chad and his team were thorough, calming, and patient with me as I walked through the initial offer to closing. I highly recommend Chad. He and his team provided exceptional service...
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Reply from Owner
March 14th, 2018 12:00 AM
SO Happy for you Cheri! It was so nice to meet you!
Chad's service was fast, competitive, detailed, and no-pressure. His recommendations were relevant to our needs and his costs were highly competitive. If you're tired of waiting in line for traditional money lenders I would strongly recommend...
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Reply from Owner
March 14th, 2018 12:00 AM
John, What a whirlwind transaction! 12 days from contract to close!
Chad and his team worked with me throughout the whole process. I was happy with the rate he was able to get me and really appreciated he and his team's accessibility as I went through all the steps of buying my first home. I am fully confident...
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Reply from Owner
March 14th, 2018 12:00 AM
Monica - such a small world! Thank you for letting us guide you thru the mortgage process as a 1st time home buyer.
Chad and his team worked so hard and was always in contact and made sure that we would close on our date we selected. So glad I was able to work with Chad.
Reply from Owner
March 14th, 2018 12:00 AM
Alex - my buddy! Wow... so happy to work with you! Congrats.
Chad and Jennifer were wonderful I would use them again. Thank you so much for all your help and kindness throughout this ordeal it was appreciated very much.
Reply from Owner
March 14th, 2018 12:00 AM
Pam - You came in because you noticed our sign and look where we are today! Congrats on your new home and the sale of your Condo!
Chad and his team have now helped me successfully close on a second home now. I have been through the purchasing process once before with no issues when other lenders turned me away. I have refinanced a home with them as well. Any home lending...
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.