Chad Horkan
Branch Manager
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
My wife and I were looking at our dream/forever property and were reserved to the fact that we couldn't make it work... until we spoke w/ Chad. He was low pressure, had a straight forward approach and offered us a couple of options that helped...
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Reply from Owner
August 6th, 2019 12:00 AM
Thank you for your kind words Mike! Always great to work with you. Enjoy your summer!
I have been working with Chad for about 15 years through 2 home purchases and several home refinances and it is always a positive experience. Chad keeps me informed about important mortgage rate changes as well. I have recommended Chad to a...
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Reply from Owner
August 2nd, 2019 12:00 AM
Thanks Tim! Always a Pleasure working with the Stewarts!
Chad and his team were amazing with helping my girlfriend and I purchase our first home! They were quick with responses and accurate with timing! Highly recommend Chad and his team!
Reply from Owner
August 2nd, 2019 12:00 AM
Thanks Ryan! You were both so great to work with. Congrats on your new home!
My realtor recommended Chad, and he and his team worked quickly to obtain me a loan. He was professional and knowledgeable and explained things well. His team worked hard with me to be able to have a fast, smooth close. He has great follow...
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I found Sterns Lending and their lending representative (and Branch Manager), Chad Horkan to be courteous, efficient and responsive to my questions and concerns.I would definitely recommend Chad to friends.
My realtor’s first choice in lenders is Chad, and I can definitely attest as to why that is, after the great experience I had! Chad works around the clock to make sure his clients’ needs are met, and he works diligently to make sure things...
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He did an hard inquiry never got back to me, I tried reaching out to him but he refused to communicate with me. This is very unprofessional practice. What the reason for pulling my credit and never got back to me to say approved or not approved....
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Reply from Owner
April 25th, 2019 12:00 AM
Please accept my sincere apologies for your experience. I pride myself on providing a great experience and this is not how we work. We strive to provide ALL of our clients with superior service. I would like to speak to you regarding your mortgage...
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Chad Horkan was referred to me by my realtor when we were having difficulty with our current bank lender. We we were dissatisfied with the bank lender and didn't understand the requirements that they were placing on us. Chad and his team walked...
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Chad and team were amazing!!! Friendly and helpful staff!! Fast close and everything went as scheduled as promised!!! Thanks for all your help to find my dream home!!!
Chad and his team were great to work with! Chad and each of his team members were responsive to our questions even on the weekends and evening hours! We felt comfortable asking all of our questions as we knew Chad would explain the important...
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.