

Chad Horkan
Branch Manager

As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with conf... Show More
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Reviews from Web
We received a text, clearly automated, about when this lender should contact us. We stated immediately and at any time. We never heard from him.
He called me once to get my info to run my credit. Then never got back to me. I did see on my credit report that he ran my credit. So I feel like he ran my credit and my score wasnt higb enough for him so he just didnt bother with me after...
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He called me once to get my info to run my credit. Then never got back to me. I did see on my credit report that he ran my credit. So I feel like he ran my credit and my score wasnt higb enough for him so he just didnt bother with me after...
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Chad called to introduce himself, got my info to run my credit, told me he would email me with his contact info and told me he would call back when my credit report came back.... That was the last I have heard from Chad. No email, no call back,...
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I sent my personal tax returns to a person that Zillow recommended from my inquiry on the zillow website for mortgage lenders. After a few phone calls with Chad I realized he was not going to do what he said he would. I basically gave personal...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
Kurt, My team has attempted to reach out to you numerous times with no returned calls. We have attempted to assist you. Call me directly if you would like to proceed. Please also revise this review as it is not an accurate representation in...
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I sent my personal tax returns to a person that Zillow recommended from my inquiry on the zillow website for mortgage lenders. After a few phone calls with Chad I realized he was not going to do what he said he would. I basically gave personal...
read more
Reply from Owner
June 9th, 2020 12:00 AM
Kurt, My team has attempted to reach out to you numerous times with no returned calls. We have attempted to assist you. Call me directly if you would like to proceed. Please also revise this review as it is not an accurate representation in...
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Chad's team combined skill and technology to make this process fast and easy. I am self-employed which can cause these processes to bog down in underwriting but Chad's team communicated what was needed the first time and we were able to follow...
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Reply from Chad Horkan
August 1st, 2025 09:36 PM
Self-employed clients are one of my specialties! I love taking what most people think is a complicated and complex transaction and making it easier than a W2 client.
Chad's team combined skill and technology to make this process fast and easy. I am self-employed which can cause these processes to bog down in underwriting but Chad's team communicated what was needed the first time and we were able to follow...
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Reply from Owner
April 8th, 2020 12:00 AM
Self-employed clients are one of my specialties! I love taking what most people think is a complicated and complex transaction and making it easier than a W2 client.
Knowledgeable and professional. Went above and beyond. Highly recommend Chad and his team.
Reply from Chad Horkan, Branch Manager, NMLS# ...
March 23rd, 2020 09:28 PM
Thank you Lisa and Karl!
The process was often confusing and details kept changing. Closing was pushed back 4 days and the monies needed changed right up till closing day. It was frustrating. We also were led to believe that our mortgage had been sold as a new loan...
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About
As your Kind Ambassador, I’m here to make the mortgage process simple, supportive, and tailored to you. Whether you’re buying, refinancing, building, or planning for what’s next, I’ll help you explore your options and move forward with confidence—every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase, refinance, cash out, lines of credit, second homes, investment properties.
DSCR (Debt Service Coverage Ratio)
Complex tax returns
Certified Divorce Lending Professional
CMPS Certified
Top 1% Mortgage Originators in America
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Memberships
- NMLS
- MBS Highway
- L 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 526220
Awards
Scottsman Guide To...
Achievements
- Certified Divorce Specialist
Hobbies
- Golf
- Travel
- Family
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Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.