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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    R
    Ronald L W
    Frankfort, KY
    Posted on October 15th, 2022 12:49 PM
    Mr. Hays explained each and every document we signed and how the numbers were calculated. He also advised, by email, what the status of the loan was as each step was completed. He was very personable and cordial. If the need arises again for...
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  • Encompass
    C
    Carrie S
    Frankfort, KY
    Posted on October 10th, 2022 11:48 PM
    Chad made everything easy. He didn’t sugar coat anything and gave us the the truth
  • Encompass
    A
    Amanda F
    Louisville, KY
    Posted on September 4th, 2022 03:03 PM
    Communication was inconsistent, alternating between unresponsive and pushy. Chad did not offer much advise and did not take time to explain anything that was going on with our loan, including adequately explaining differences between loan types...
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  • Encompass
    C
    Cheyenne N B
    Versailles, KY
    Posted on August 26th, 2022 03:59 PM
    Everything got done very fast and Chad was very communicative.
  • Encompass
    L
    Lisa M O
    Frankfort, KY
    Posted on August 24th, 2022 02:18 PM
    Chad and his crew made it so easy to get things done
  • Encompass
    L
    Lance T B
    Lawrenceburg, KY
    Posted on August 16th, 2022 11:23 AM
    Chad was super friendly and knowledgeable through the entire process. He was always available when I had a question. He made sure this process went super smooth! Thanks Chad
  • Encompass
    H
    Haley M H
    Frankfort, KY
    Posted on August 9th, 2022 11:05 AM
    Chad worked very quickly and communicated frequently.
  • Encompass
    M
    Michael C H
    Willisburg, KY
    Posted on June 17th, 2022 12:43 PM
    Everything was simple. No hassles or back an forth. Work with the payment I needed an made it happen. It was more simple buying this home than it was buying my truck.
  • Encompass
    S
    Shanda M S
    Frankfort, KY
    Posted on June 4th, 2022 11:21 AM
    Available any time , any day, and even nights and weekends. Chad knows the industry and works quickly and efficiently. We will use him for all of our mortgage loans in the future. And I will recommend him to any client who has a need. Best...
    read more
  • Encompass
    C
    Carrie M C
    Frankfort, KY
    Posted on May 20th, 2022 12:07 PM
    Working with Chad was a wonderful experience. He was very commutative and answered all our questions.
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    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.