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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    C
    Caleb K
    La Grange, KY
    Posted on November 15th, 2023 02:54 PM
    Very helpful on the updated step by step needs to process loan.
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    M
    Morgan B K
    La Grange, KY
    Posted on November 10th, 2023 02:09 PM
    Quick, easy to work with and helpful.
  • Encompass
    D
    Darik B
    FRANKFORT, KY
    Posted on November 7th, 2023 02:01 PM
    Clarity and promptness of information shared
  • Encompass
    K
    Kolton A
    FRANKFORT, KY
    Posted on October 31st, 2023 12:33 PM
    Chad is very good at explaining the many questions we had.
  • Encompass
    C
    Cori H
    FRANKFORT, KY
    Posted on October 9th, 2023 11:14 AM
    You made it so easy for us
  • Encompass
    E
    Elizabeth A
    COLUMBIA, KY
    Posted on October 3rd, 2023 01:44 PM
    Chad was great, communicated well and in timely manner, was there for any questions and delt with me for about 4years to get me my home. BUT the company it's self needs to rethink their process. YOUR client needs to know they are actually approved...
    read more
  • Encompass
    E
    Emily A
    PLEASUREVILLE, KY
    Posted on September 17th, 2023 11:33 PM
    Very easy to complete paper work. It was always very quick and easy to get in contact with our loan officer, they always answered calls and responded timely.
  • Encompass
    H
    Hugh A
    PLEASUREVILLE, KY
    Posted on September 17th, 2023 11:45 AM
    Fast communication, Flexible and easy to work with.
  • Encompass
    A
    Aldrich S
    Bagdad, KY
    Posted on September 4th, 2023 12:13 PM
    Quick knowledgeable responses even on weekends. Did not feel like I was being cheated or mislead in anyway.
  • Encompass
    A
    Ashley G
    Frankfort, KY
    Posted on August 23rd, 2023 02:31 PM
    Very knowledgeable and helpful through the entire process.
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    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.