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Chad Hays - Loan Officer | NMLS # 148936 | Equal Housing Lender in Frankfort, KY

Chad Hays

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Loan Officer | NMLS # 148936 | Equal Housing Lende...

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My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    W
    Wendy B
    Simpsonville, KY
    Posted on December 15th, 2020 01:35 PM
    Chad made the whole process as easy as possible. He answered all of our questions and never made it seem like we were bothering him in anyway no matter how many times we contacted him.
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    Rhonda K
    Waddy, KY
    Posted on December 12th, 2020 01:58 PM
    Chad is very personable
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    Marianne E
    Upton, KY
    Posted on December 10th, 2020 02:29 PM
    I am a very anxious person, and Chad was VERY responsive and helpful at all times. He was quick to answer any emails that I sent and made sure to keep me updated with the process. For a first-time home buyer, I expected the process to be awful,...
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    Ryan K
    Simpsonville, KY
    Posted on December 6th, 2020 12:40 PM
    Chad was a pleasure to work with. He was very responsive to questions we had and made sure the whole process went smoothly.
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    Jamison T
    Shelbyville, KY
    Posted on December 1st, 2020 08:50 AM
    N/A
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    Amanda L
    Finchville, KY
    Posted on November 8th, 2020 05:01 PM
    Great communication and help.
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    John D
    Shelbyville, KY
    Posted on November 6th, 2020 12:40 PM
    Initiative, advice, speed, ease of process, professional ....could not have been better for me
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    Adam C
    Pleasureville, KY
    Posted on November 5th, 2020 04:20 PM
    Absolutely amazing company and an amazing man to work with! Dropped by a company in the start. Two weeks to closing and he made it happen. Painless and easy. Refinanced just the same. I recommend him to anyone and everyone!!!!
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    Karen C
    Hopkinsville, KY
    Posted on November 3rd, 2020 12:39 PM
    great response time, customer service, great explanation of loan process, professional but friendly at same time. Cara and Chad were the best! Highly recommend!
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    Emily K
    Lawrenceburg, KY
    Posted on November 2nd, 2020 06:52 PM
    Communicated Timelines for ClosingThe timelines communicated for Rural Housing, USDA, Title, and Processing were a little off, which prolonged the process. Our closing Data was pushed out 3 Business Days, which messed with moving plans a little...
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    About
    My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA Streamline Refinance
    View All
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    Positions
    • Republic State Mortgage Louisville/Lexington - Mortgage Loan Officer
      Nov 1st, 2009 - Current
    • Mortgage Loan Officer - Mortgage Loan Officer
      Dec 1st, 1995 - Current
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 148936
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.