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Cay Stull - Sr. Loan Officer | NMLS# 257376 in Englewood, CO

Cay Stull

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Sr. Loan Officer | NMLS# 257376

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    J
    Jessica L
    Aurora, CO
    Posted on November 6th, 2024 02:24 PM
    available, professional, knowledgeable, continues to go the extra mile
    Reply from Cay Stull
    October 28th, 2025 05:22 PM
    Thank you Jessica! Enjoy working with you!
  • Encompass
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    Nancy H P
    Castle Rock, CO
    Posted on August 29th, 2024 12:17 AM
    Cay was amazing to work with. She had great advice and was able to close quickly. We highly recommend her.
  • Encompass
    A
    Ann M S
    Lakewood, CO
    Posted on August 20th, 2024 12:30 AM
    Cay was helpful, courteous, and knowledgeable, and made every step stress free and easy! She was quick to respond to all our needs and questions. We couldn’t be happier with the high level of service she offered us.
  • Encompass
    S
    Sarah S
    Lakewood, CO
    Posted on August 17th, 2024 02:03 PM
    As a realtor this is the first time I worked with Cay. I’m always nervous working with a lender for the first but Cay absolutely knocked it out off the park. He communication was as amazing and available as I could ever ask for. Getting us...
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    Charlene L G
    Aurora, CO
    Posted on July 14th, 2024 01:38 PM
    Cay answered every question I had. She explained everything to me so thoroughly in a way I could understand. I appreciated all of her help in this process. She made it very smooth and comfortable. Thank you Cay for all your help.
  • Encompass
    B
    Brandon S
    Lakewood, CO
    Posted on July 2nd, 2024 05:51 PM
    Cay and I worked well together.
  • Encompass
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    Jessica L
    Aurora, CO
    Posted on April 19th, 2024 02:59 PM
    She was very professional, knowledgeable And was always a phone call away. I would definitely recommend her.
  • Encompass
    Y
    Yuriy V E
    Aurora, CO
    Posted on April 19th, 2024 02:27 PM
    Cay is extremely knowledgeable and provided a quick and useful response to all of my questions. We were able to make informed decisions fast, and we closed on our new house ahead of schedule and without any issues. Thank you Cay!
  • Encompass
    D
    Deanna W
    Castle Rock, CO
    Posted on February 10th, 2024 03:43 PM
    Cay makes every transaction a great experience! I don’t regret one moment of the last 22 years with her providing incredible customer service to my buyers and clients! Cay is the best and I’m so glad she is on my side.
  • Encompass
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    Joshua T
    Windsor, CO
    Posted on January 30th, 2024 07:23 PM
    I love working with Cay and always recommend her to my clients! Cay does a phenomenal job! She is knowledgeable, communicates well, and stays a step ahead throughout the process!!
  • 21–30 of 205
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage - Sr. Loan Officer | NMLS#257376
      Jul 1st, 2020 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#257376
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.