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An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.
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5.0
Encompass
D
Deanna W
Castle Rock, CO
Posted on February 10th, 2024 03:43 PM
Cay makes every transaction a great experience! I don’t regret one moment of the last 22 years with her providing incredible customer service to my buyers and clients! Cay is the best and I’m so glad she is on my side.
5.0
Encompass
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Joshua T
Windsor, CO
Posted on January 30th, 2024 07:23 PM
I love working with Cay and always recommend her to my clients! Cay does a phenomenal job! She is knowledgeable, communicates well, and stays a step ahead throughout the process!!
5.0
Encompass
J
John M
Windsor, CO
Posted on January 30th, 2024 03:29 PM
Cay provided amazing service during the entire process. She always had my family and I's best interest in mind. She was prompt and very quick to reply, sometimes evening working later into the evening or weekend. Cay definitely went above and...
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5.0
Encompass
H
Holly F
Castle Rock, CO
Posted on December 29th, 2023 05:06 AM
Cay is AWESOME! We've used her multiple times over the years for home purchases/refinances. She is always prompt at responding, answers all your questions, and is so friendly and personable. She is the best of the best!
5.0
Encompass
N
Nino F
Castle Rock, CO
Posted on December 28th, 2023 12:24 PM
Cay is amazing as always! We have used Cay in the past and will do so again in the future. Thank you so much Cay!!
5.0
Encompass
J
Joshua T
Westminster, CO
Posted on September 19th, 2023 02:58 PM
Cay is wonderful to work with! I have worked on deals with multiple clients with Cay and am never disappointed! Thank you for the great work you do Cay.
5.0
Encompass
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Levi W H
Westminster, CO
Posted on September 18th, 2023 08:23 PM
Cay was always quick and available to answer all my questions and concerns and was able to answer them understandingly. She was informative and attentive to all the questions I had and made the whole process as simple as possible. I loved working...
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Reply from Cay Stull
September 20th, 2023 07:35 PM
Thank you Levi, I really enjoyed working with you.
5.0
Encompass
M
Mackenzie K P
Highlands Ranch, CO
Posted on August 19th, 2023 02:18 PM
Cay answered all of my questions and explained every step of the process clearly. I really felt like she had my best interest at heart and helped me find the best loan. Her response time was very quick and communication helpful. I love the...
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5.0
Encompass
D
Deanna W
Commerce City, CO
Posted on August 17th, 2023 02:29 PM
Cay made this transaction happen! Without her, my buyers would still be in Oregon. She was a liaison between a buyout company to get them the equity out of their home in Oregon, and buy the perfect home in Colorado! Thank you Cay, for your...
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5.0
Encompass
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Marty E
Commerce City, CO
Posted on August 17th, 2023 11:37 AM
Cay and her team are amazing! Their experience and expertise made the home buying experience great!

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