Cay Stull
Sr. Loan Officer | NMLS# 257376
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
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Cay made the experience great! She was so helpful and responsive and just fun to work with! Thank you Cay!
Reply from Cay Stull
May 5th, 2026 05:57 PM
Dina,
It was great working with you!
I'm so glad the timing all worked out.
Cay
This is not my first loan with K and she has always been very informative, full of knowledge and help. She goes above and beyond.
Reply from Cay Stull
April 21st, 2026 01:43 PM
I always enjoying working with you and Jim and really appreciate you asking me to help you with this process.
Great communication and Cay was always pleasant and was always available if I needed anything
Reply from Cay Stull
April 10th, 2026 12:26 AM
I really enjoyed working with you and Beth and very much appreciate the opportunity to help you with this process.
Cay made this a very easy process, explaining our options along the way and taking care of everything she could!
Reply from Cay Stull
March 16th, 2026 02:25 PM
Thank you Peter!
It means a lot to me that you trust me to help you with this process.
Cay did a nice job working with my clients. She was always available and kept good communication through the process. Thank you Cay for taking care of my clients. :)
Reply from Cay Stull
February 14th, 2026 05:07 PM
I appreciate the feedback, Amy. I'm glad to hear that my support and availability were beneficial to your clients throughout the process. It was a pleasure working with them. Thank you for trusting me with their mortgage needs!
Cay gives the best Customer Service! She is quick to respond, gives great guidance, and very friendly and professional! I've used Cay before for lending needs. I won't use anyone else because she is the best to work with in Colorado and consist...
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Reply from Cay Stull
January 29th, 2026 01:06 AM
Thank you, Shannon, for your kind words. I'm glad to hear that you value the service.
I appreciate your trust in me and look forward to assisting you again in the future.
Cay
Cay was extremely responsive to inquiries and provided very prompt communication regarding updates and deadlines. As first time buyers we were clueless about a lot and Cay was there at every step making sure everything went perfectly.
Reply from Cay Stull
December 21st, 2025 03:58 PM
Andrew,
I enjoyed working with you and your family so much!!!
Thanks
Cay
As a first time homebuyer in a new state, I was certainly going in blind with the process here in Northern Colorado. Cay really helped calmed my nerves, gave me excellent advice and an attractive rate that I just could not say no to. During...
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Reply from Cay Stull
November 5th, 2025 02:45 PM
Thank you Scott for your kind words. I enjoyed working with you and hope we can work together again!!
Cay
Cay takes good care of her clients and you never have to worry about a loan once she starts the process.
Reply from Cay Stull
October 28th, 2025 05:21 PM
Love working with you!
Excellent communication and explanations when I did not understand hand holding helped when I had issues with the docusign. all in all excellent support!
Reply from Cay Stull
October 28th, 2025 05:18 PM
Thank you Marcia!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Highlands Residential Mortgage - Sr. Loan Officer | NMLS#257376Jul 1st, 2020 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS#257376
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