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Cay Stull - Sr. Loan Officer | NMLS# 257376 in Englewood, CO

Cay Stull

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Sr. Loan Officer | NMLS# 257376

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    M
    Marcia L W
    Castle Rock, CO
    Posted on October 28th, 2025 11:44 AM
    Excellent communication and explanations when I did not understand hand holding helped when I had issues with the docusign. all in all excellent support!
    Reply from Cay Stull
    October 28th, 2025 05:18 PM
    Thank you Marcia!
  • Encompass
    T
    Thomas J D
    Castle Rock, CO
    Posted on October 28th, 2025 11:41 AM
    Frequently updated Cay was our advocate during the whole process .
    Reply from Cay Stull
    October 28th, 2025 05:19 PM
    Thank you Tom!
  • Encompass
    M
    Michael A
    Lakewood, CO
    Posted on August 26th, 2025 02:32 PM
    I've used Cay multiple times and she is not only professiona, but works hard to get my loan approve.
    Reply from Cay Stull
    August 26th, 2025 02:47 PM
    Thank you, Michael I have enjoyed, working with you over the years. Hope you enjoy your beautiful home!
  • Encompass
    J
    Joshua T
    Castle Rock, CO
    Posted on July 7th, 2025 06:58 PM
    Cay's knowledge and communication were phenomenal. Cay is available when needed with any questions and quick to find solution or answers! thank you for all your help Cay with our home purchase!!
    Reply from Cay Stull
    July 10th, 2025 07:00 PM
    I'm so glad to hear that you found my knowledge and communication to be helpful during your home purchase, Joshua. Being available to answer your questions and find solutions is important to me, and I'm pleased that it made a difference for...
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  • Encompass
    L
    Leah R T
    Castle Rock, CO
    Posted on July 3rd, 2025 07:32 PM
    Extremely knowledgeabl, prompt, helpful and kind.
    Reply from Cay Stull
    July 6th, 2025 07:33 PM
    I'm thrilled to hear that you found my services knowledgeable, prompt, helpful, and kind. It was a pleasure assisting you through the process. Thank you for your kind words and positive feedback.
  • Encompass
    S
    Sarah H
    Firestone, CO
    Posted on April 27th, 2025 02:26 PM
    Cats experience and commutation made this a very smooth transaction!
    Reply from Cay Stull
    April 30th, 2025 02:30 PM
    I'm delighted to hear that the experience and communication made your transaction smooth. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. Thank you for your positive feedback!
  • Encompass
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    Cynthia L H
    Firestone, CO
    Posted on April 27th, 2025 12:57 PM
    The communication was great. My questions were answered as soon as they were asked. The whole process went very smoothly..
    Reply from Cay Stull
    April 30th, 2025 01:01 PM
    I'm thrilled to hear that the communication met your expectations and that the process went smoothly. It was a pleasure assisting you, Cynthia. Thank you for your kind words and for choosing Highlands Residential Mortgage, Ltd.
  • Encompass
    R
    Robert E G
    Broomfield, CO
    Posted on April 4th, 2025 10:55 PM
    Overall communications with us.
    Reply from Cay Stull
    April 7th, 2025 10:58 PM
    I appreciate your feedback on the communication throughout the process. If there are any specific areas where we can improve or any further assistance you need, please feel free to let me know. Thank you for choosing Highlands Residential Mortgage,...
    read more
  • Encompass
    D
    Dan H
    Arvada, CO
    Posted on January 27th, 2025 04:53 PM
    Responsiveness.
    Reply from Cay Stull
    January 30th, 2025 04:57 PM
    Wow, thanks for the 5-star review, Dan! Responsiveness is something I truly prioritize, so I'm thrilled to hear you appreciated it. It makes a real difference when we're working together on something as important as a mortgage, and I always...
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  • Encompass
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    Laura K
    Arvada, CO
    Posted on January 27th, 2025 03:48 PM
    Cay was absolutely fantastic to work with! Her expertise, responsiveness, and professionalism made the entire process smooth and stress-free. She took the time to explain every detail and was always available to answer our questions along the...
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    Reply from Cay Stull
    January 27th, 2025 05:35 PM
    Thank you Laura. I really enjoyed working with you and Peter.
  • 11–20 of 205
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage - Sr. Loan Officer | NMLS#257376
      Jul 1st, 2020 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#257376
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.