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Caroline Groves - Branch Manager | NMLS# 1105394 in Wichita Falls, TX
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Caroline Groves

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Branch Manager | NMLS# 1105394

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Patrick L M
    WICHITA FALLS, TX
    Posted on March 16th, 2026 03:02 PM
    Caroline was great from the get go and always kept us informed on every step.
    Reply from Caroline Groves
    March 16th, 2026 03:11 PM
    Thank you for the great review Patrick! It was a pleasure to help you with your home purchase!
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    Maranda L
    Posted on March 15th, 2026 02:19 AM
    Caroline has amazing communication skills! She was quick to answer any questions we had or to relay any information we needed to know. We really enjoyed working with Caroline.
    Reply from Owner
    March 16th, 2026 03:10 PM
    Thank you so much for the 5 star review Maranda! I really enjoyed working with you as well!
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    Maranda N L
    WICHITA FALLS, TX
    Posted on March 15th, 2026 02:18 AM
    Caroline has amazing communication skills! She was quick to answer any questions we had or to relay any information we needed to know. We really enjoyed working with Caroline.
    Reply from Caroline Groves
    March 15th, 2026 02:48 AM
    Thank you so much for the 5 star review Maranda! I really enjoyed working with you as well!
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    William P
    Posted on March 11th, 2026 05:07 PM
    Caroline Groves has received a review with 5 star rating from William P
    Reply from Caroline Groves
    September 15th, 2026 08:52 PM
    William, thank you for the perfect rating! I'm glad to know you had a positive experience with me at Flat Branch Home Loans.
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    William P
    HENRIETTA, TX
    Posted on March 11th, 2026 05:07 PM
    Very easy to work with... Available any time of day I needed help.
    Reply from Caroline Groves
    March 15th, 2026 02:49 AM
    Thank you so much for the great review! It was an honor to help you with your home purchase.
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    Linda W
    Posted on March 9th, 2026 11:47 PM
    Caroline Groves has received a review with 5 star rating from Linda W
    Reply from Caroline Groves
    September 17th, 2026 04:40 PM
    Linda, thank you for the perfect rating. I'm pleased that your experience with me and Flat Branch Home Loans met your expectations.
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    Linda W
    WICHITA FALLS, TX
    Posted on March 9th, 2026 11:47 PM
    Another great closing with Caroline and her team! They are professional, easy to work with, and provide both buyers and agents excellent service.
    Reply from Caroline Groves
    March 15th, 2026 02:49 AM
    Thank you so much for the glowing review Linda! It’s always a pleasure to work with you.
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    Husman T
    WICHITA FALLS, TX
    Posted on March 7th, 2026 03:18 AM
    Easy to talk to and
    Reply from Caroline Groves
    March 17th, 2026 04:35 PM
    Husman, thank you for the positive rating. Being approachable and ensuring clear communication is key in my work, so I'm glad to hear that reflected in your experience. If there's anything more I can assist you with, please feel free to get...
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    Daniel S
    WICHITA FALLS, TX
    Posted on March 3rd, 2026 07:19 AM
    Caroline was excellent to partner with on this FHA transaction. She is professional, knowledgeable, and a true resource throughout the entire process. She helped our clients secure an FHA loan and went a step further by identifying a down payment...
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    Reply from Caroline Groves
    April 2nd, 2026 06:27 PM
    Daniel, thank you for your kind words. I'm glad to hear that the process went smoothly and that I could assist in making homeownership possible for your clients. It was a pleasure collaborating on the FHA transaction and identifying opportunities...
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    Keisha S
    Posted on February 26th, 2026 11:19 PM
    Caroline Groves has received a review with 5 star rating from Keisha S
    Reply from Caroline Groves
    September 15th, 2026 08:52 PM
    Keisha, thank you for the great rating! I'm pleased that your experience with me and Flat Branch Home Loans was positive.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    VA
    USDA
    Conventional
    Down Payment Assistance
    First time homebuyers
    Refinance
    DSCR
    View All
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    Positions
    • Flat Branch Home Loans - Branch Manager
      Sep 21st, 2021 - Current
    Memberships
    • Homes for Heroes
    • Wichita Falls Association of Realtors
    • North Texas Homebuilder Association
    • View All
    Addresses and Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 1105394
    Awards
    Homes for Heroes S...
    Achievements
    • Scotsman Guide Top Originator
    Hobbies
    • Gymnastics
    • Tennis
    • Fishing
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149