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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Very helpful and explored many options to find the best one. Provided detailed explanations of required documentation and reasons they were required. I felt he personally interested in getting me the best deal.
Reply from Owner
February 28th, 2017 12:00 AM
Thank you Mr. Yontz for the kind words. I am always glad to help a Veteran and his family.
He listened to us about what we needed and kept his word about what would happen. We are very happy with the outcome.
Our experience with Carmen's tremendous help with this recent refinance was a complete success due to his diligence in working with the VA process.
We had specific things we needed and had in mind, he was able to get everything and more accomplished in a timely manner, exceeding our expectations. He really went over everything with us when we needed him to. Saved us money and kept his...
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Reply from Owner
February 28th, 2017 12:00 AM
Thank you Joe. I am really happy to have been able to help you and your family.
My husband and I bought a single family vacation home in 2016 in Cape May, NJ. It had been quite a while since we purchased a home and we were unsure of the process and extremely nervous. But Carmen made us feel at ease. He was instrumental...
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Carmen was always there for us, if he didnt answer his phone he would get back to us in a very timely manor. his knowledge of the process was very impressive.
Carmen did a great job of communicating throughout the process, calling even on weekends, holidays, and late evenings. He paid attention to detail and ensured that any snags along the way were dealt with expeditiously. He was a pleasure to...
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Reply from Owner
January 10th, 2017 12:00 AM
Thank you Craig. Really appreciate the kind words and Im always available if you need me. :)
Carmen did a great job of communicating throughout the process, calling even on weekends, holidays, and late evenings. He paid attention to detail and ensured that any snags along the way were dealt with expeditiously. He was a pleasure to...
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Reply from Owner
January 10th, 2017 12:00 AM
Thank you Craig. Really appreciate the kind words and Im always available if you need me. :)
I've worked with Carmen on several loans over the last few years, and efficient and knowledgeable are two words that consistently come to mind when thinking about him. Carmen has always taken the time to make sure that I fully understand where...
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Reply from Owner
January 10th, 2017 12:00 AM
Thank you for the review. I appreciate you more than you know. :)
Carmen helped me understand the costs of purchasing a home. I've been saving up money to buy at the right time, and I just needed to know costs to purchase. He was also helpful in projecting costs of homeownership, I need to feel confident...
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Reply from Owner
January 10th, 2017 12:00 AM
Thank you for the kind words. Really appreciate it. :)
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
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Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589