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Simpleloan Group – Carmen Cipolone, Mortgage ...
Branch Manager|Mortgage Loan Officer


Bloomsburg University of Pennsylvania
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confu... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Aside from the usual stresses with buying a home, Carmen was great to work with. Excellent communication and customer interaction A+. We got a good product at what I believe to be a competitive price. I would have liked there to be more transparency...
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Reply from Owner
June 9th, 2017 12:00 AM
We're sorry it didn't close on time but we are so happy that Carmen was able to help you through. He is a wonderful loan officer!
His attitude was always positive and professional.
Carmen helped us get the loan and worked around the issues that would have resulted on not getting the loan. He was like an angel sent by the Lord.
I found Carmen to be a business person of great business morals, values and ethics. That stems from his personal character. Carmen gave me the impression that he wasn't the "Evil Banker" and he always gave sound business advice. I can honestly...
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Mr. Cipolone was very knowledgeable about the whole refinancing options. This allowed my wife and I to refinance our home and save quite a bit of money. Carmen went above and beyond his duties to make this possible for us. AFN has a great person...
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He was great to work with.
Follow up on every thing.
All the communications we received from Carmen. He was informative and made sure we understood the process from start to finish. We had not thought about doing a refinance but Carmen was great at letting us know the benefits we would have with...
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Very helpful with questions. Answered them quickly. In touch with all the steps in processing our loan.
The AFN team worked to find the best options for me.
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About
Hi there! My name is Carmen Cipolone, and I am a highly experienced real estate and mortgage professional with 20 years of expertise in the industry. Throughout my career, I have helped countless clients navigate the often complex and confusing world of real estate, providing expert guidance and support every step of the way.
As a seasoned mortgage and real estate expert, I have a deep understanding of the many factors that go into buying, selling, and financing property. Whether you're a first-time homebuyer or a seasoned investor, I am committed to providing you with the personalized attention and expert advice you need to make the most informed decisions.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Specialities
conventional
fha
usda
jumbo
va
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Education
- Bloomsburg University of PennsylvaniaBusiness and MarketingBachelor of Science in Business Administration (BSBA)Sep 2000 -Jun 2004

Positions
- The Simpleloan Group - PresidentJan 1st, 2020 - Current
- Barrett Financial Group, L.L.C. - Branch Manager-Mortgage Loan OfficerDec 15th, 2025 - Current
Memberships
- Hardcore Fitness
- American Legion
- Palm Bay Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 945589
Gallery



Awards
UWM Pro Elite
Achievements
- UWM Pro Elite
Hobbies
- Going To Concerts
- Going To Sporting Events
- Traveling
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Disclaimer
Mortgage Advertising Disclaimer
Advertised rates, terms, and conditions are for illustrative purposes only and subject to change without notice. Actual rates, APRs, payments, and approval are based on borrower’s credit profile, income, debt-to-income ratio, property value, loan amount, and other underwriting factors. Not all applicants will qualify. Example payment does not include taxes, insurance, or HOA fees (if applicable); actual payment obligation will be higher. Loans are subject to credit approval and property appraisal. Additional fees and closing costs may apply. This is not a commitment to lend. Contact a licensed mortgage professional for personalized quotes and full details. Equal Housing Lender. NMLS #945589