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Carlos Winffel - Senior Mortgage Loan Officer in Frederick, MD

Carlos Winffel

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Senior Mortgage Loan Officer

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Carlos brings over 25 years of mortgage experience to our team. He is known for providing exceptional personalized service to ensure clients feel supported every step of the way. He goes the extra mile by making himself available seven days... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(240) 888-4070
Frederick, MD
https://www.atlanticunionbank.com/teammembers/carloswinffel
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
  • Encompass
    M
    Maria I M
    Capitol Hgts, MD
    Posted on February 22nd, 2025 05:34 PM
    There great there very communicative with you .
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm delighted to hear that you found our communication effective. It was a pleasure assisting you with your mortgage needs at The Mortgage Link. Thank you for your kind words.
  • Encompass
    R
    Richard R C
    Silver Spring, MD
    Posted on February 18th, 2025 05:08 PM
    Fue una experiencia para seguir aprendiendo y creciendo en forma de conocimoentos Fue un gusto trabajar con
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm glad to hear that your experience was enriching and that you found it enjoyable working with me. Thank you for your kind words, Richard.
  • Encompass
    N
    Noelia T M
    Capitol Hgts, MD
    Posted on February 15th, 2025 04:16 PM
    Carlos was great and he explains things very well.
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm thrilled to hear that you found my explanations helpful. It was a pleasure assisting you. Thank you for your kind words and for choosing The Mortgage Link.
    • 21–23 of 23
    About
    Carlos brings over 25 years of mortgage experience to our team. He is known for providing exceptional personalized service to ensure clients feel supported every step of the way. He goes the extra mile by making himself available seven days a week to provide expert guidance. Originally from Peru Carlos is fluent in English and Spanish. His bilingual skills and approachable nature make him a trusted partner for many borrowers. His favorite part of the job is seeing families realize their dream of homeownership at the closing table. Carlos specializes in FHA loans and has deep expertise in all mortgage programs. He is skilled at finding creative solutions for unique challenges. Outside of work Carlos enjoys traveling and football.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
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    Positions
    • Atlantic Union Bank - Senior Mortgage Loan Officer
      Dec 22nd, 2025 - Current
    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 382073
    Hobbies
    • Watching Football
    • Concerts
    • Playing Pickle Ball
      • View All
    Disclaimer

    Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.