Carlos Winffel
Senior Mortgage Loan Officer
Carlos brings over 25 years of mortgage experience to our team. He is known for providing exceptional personalized service to ensure clients feel supported every step of the way. He goes the extra mile by making himself available seven days... Show More
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Hello Carlos
Thank you so much for all your help. We really appreciated how clear and responsive you were every step of the way.
Thanks again for helping us make this happen!
Best regards
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear that you appreciated the clarity and responsiveness throughout the process. It was a pleasure assisting you, and I'm glad to have helped make this happen. Thank you for your kind words.
All round a great exoerience.
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear that you had a great experience, Alan. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and for choosing The Mortgage Link.
efeel te servicio deo señor Carlos Winffel agradeces mucho lo que me ayudó para poder comprar mi casa con la experiencia de Ana Law
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm delighted to hear that you had a great experience with both my service and Ana Law's expertise. It was a pleasure assisting you in purchasing your home. Thank you for your kind words, and congratulations on your new home!
Easy to apply, carlos is the best in customer Service,
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear that you found the application process easy and that you appreciated the customer service. It was a pleasure assisting you at The Mortgage Link. Thank you for your kind words.
because my daughter recommended it to me
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm glad to hear that your daughter recommended us. If you have any feedback or further questions about your experience, please feel free to share.
Excellent communication, reliability and knowledge. Working with Carlos and his team, it's been great.
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear that you had a great experience with our team. Excellent communication, reliability, and knowledge are priorities for us, and it's wonderful to know we met your expectations. Thank you for your kind words.
Everyone are really professionals
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
Thank you for your kind words, Pamela. I'm pleased to hear that you found our team at The Mortgage Link to be professional. It was a pleasure assisting you, and we appreciate your feedback.
We had a great help and experience with the work they have done for us .
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear that you had a great experience with the work we did for you. It was a pleasure assisting you. Thank you for your kind words and trust in The Mortgage Link.
An excellent professional job.
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear you were pleased with the service, Pamela. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words.
Carlos Winffel made this normally stressful experience much more peaceful and bearable. Excellent communication and support every step of the way.
Reply from Carlos Winffel
January 28th, 2026 01:06 PM
I'm thrilled to hear that I was able to make your experience more peaceful and bearable. It was a pleasure to support you with excellent communication throughout the process. Thank you for your kind words and for choosing The Mortgage Link.
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About
Carlos brings over 25 years of mortgage experience to our team. He is known for providing exceptional personalized service to ensure clients feel supported every step of the way. He goes the extra mile by making himself available seven days a week to provide expert guidance.
Originally from Peru Carlos is fluent in English and Spanish. His bilingual skills and approachable nature make him a trusted partner for many borrowers. His favorite part of the job is seeing families realize their dream of homeownership at the closing table.
Carlos specializes in FHA loans and has deep expertise in all mortgage programs. He is skilled at finding creative solutions for unique challenges. Outside of work Carlos enjoys traveling and football.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Positions
- Atlantic Union Bank - Senior Mortgage Loan OfficerDec 22nd, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 382073
Hobbies
- Watching Football
- Concerts
- Playing Pickle Ball
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Disclaimer
Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.