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Carlos Winffel - Senior Mortgage Loan Officer in Frederick, MD

Carlos Winffel

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Senior Mortgage Loan Officer

5.0
(21)
Company Logo
Carlos brings over 25 years of mortgage experience to our team. He is known for providing exceptional personalized service to ensure clients feel supported every step of the way. He goes the extra mile by making himself available seven days...... Show More
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Location & Business Hours
Friday
24h
(Open Now)
Saturday
24h
Sunday
24h
Overall Ratings
5.0
(21)
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Reviews from Web
  • 5.0
    Encompass
    O
    Odilio A
    New Market, MD
    Posted on December 16th, 2025 03:11 PM
    My wife and I are very pleased with all the help that Mister Carlos has given us, He was super responsive no wasting time and always got me anwser when I needed it. Very happy that he helped us on our home buying process!
    read more
  • 5.0
    Encompass
    A
    Amparo G R
    Silver Spring, MD
    Posted on October 20th, 2025 05:10 PM
    Estoy satisfecha con todo su ayuda.
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm pleased to know that you are satisfied with the help you received. It was a pleasure assisting you, and I'm glad I could be of assistance. Thank you for your feedback.
  • 5.0
    Encompass
    O
    Odilio A
    Montgomry Vlg, MD
    Posted on September 8th, 2025 11:41 PM
    Carlos responses were very quick and helpful.
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm pleased to know that you found my responses quick and helpful. Assisting you was a priority, and I appreciate your feedback. If you need any further help, please feel free to reach out.
  • 5.0
    Encompass
    I
    Ilene G E
    Rockville, MD
    Posted on August 14th, 2025 01:13 PM
    everyone was transparent with information and they provided responses in a timely and efficient manner.the Sellers reslyor so impressed she already rreached out to carlos.cannot thank Carlos and team enough for helping us achieve our goal of...
    read more
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    Thank you for sharing your experience, Ilene. I'm pleased to hear that the transparency and timely responses made a positive impact on your journey. It's wonderful to know that even the seller's realtor was impressed enough to reach out. I'm...
    read more
  • 5.0
    write_review_unverified
    C
    CONNOR B
    Posted on July 5th, 2025 01:10 AM
    Carlos is a true professional and helped us get our dream house 5 years ago! He walked us through the whole process and was there every step of the way. We are forever thankful for his expertise. Look no further, Carlos is your guy for your...
    read more
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm thrilled to hear that your home buying experience was such a positive one. It was an honor to assist you in getting your dream house, and I truly appreciate your kind words and recommendation. Thank you for placing your trust in me.
  • 5.0
    Encompass
    O
    Ozlem I
    Damascus, MD
    Posted on July 4th, 2025 02:13 PM
    Carlos was always open to explain everything clearly and easy to understand with great recommendation. And you could see the expertise
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm glad to hear that the explanations and recommendations were clear and helpful. It was a pleasure assisting you, and I appreciate your kind words about my expertise.
  • 5.0
    write_review_unverified
    E
    Eva W
    Posted on July 2nd, 2025 02:37 AM
    Carlos has helped my son buy 2 homes and refinance once. He helped my daughter buy one too. He was beyond helpful, truly invaluable and so appreciated.
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    Thank you Eva, it was a pleasure helping Family!!
  • 5.0
    Encompass
    A
    Alan J R
    Damascus, MD
    Posted on July 1st, 2025 01:06 PM
    The loan officer was very helpful and explained everything in a way that was easy to understand, he was also available at anytime to answer question and always had a smile.
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm thrilled to hear that you found the loan process clear and accessible. It was a pleasure to assist you, and I'm glad I could be available whenever you had questions. Thank you for your kind words.
  • 5.0
    Encompass
    O
    Ozlem I
    Damascus, MD
    Posted on June 18th, 2025 06:39 PM
    Hello Carlos Thank you so much for all your help. We really appreciated how clear and responsive you were every step of the way. Thanks again for helping us make this happen! Best regards
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm thrilled to hear that you appreciated the clarity and responsiveness throughout the process. It was a pleasure assisting you, and I'm glad to have helped make this happen. Thank you for your kind words.
  • 5.0
    Encompass
    A
    Alan J R
    Damascus, MD
    Posted on June 12th, 2025 12:23 PM
    All round a great exoerience.
    Reply from Carlos Winffel
    January 28th, 2026 01:06 PM
    I'm thrilled to hear that you had a great experience, Alan. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and for choosing The Mortgage Link.
  • 10 of 21
    About
    Carlos brings over 25 years of mortgage experience to our team. He is known for providing exceptional personalized service to ensure clients feel supported every step of the way. He goes the extra mile by making himself available seven days a week to provide expert guidance. Originally from Peru Carlos is fluent in English and Spanish. His bilingual skills and approachable nature make him a trusted partner for many borrowers. His favorite part of the job is seeing families realize their dream of homeownership at the closing table. Carlos specializes in FHA loans and has deep expertise in all mortgage programs. He is skilled at finding creative solutions for unique challenges. Outside of work Carlos enjoys traveling and football.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
    112
    /850
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    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

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