

Carlos Santana - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 2303487


Mount Saint Mary College
Carlos understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
Carlos Santana - AnnieMac Home Mortgage has received a review with 5 star rating from David B
Reply from Owner
February 9th, 2023 03:59 PM
Love this picture! Cheers to starting this new chapter. Wish you happiness and amazing memories.
Carlos was amazing from the first call I had with him. He always made himself available to talk to me and answered all my questions and explained things so patiently and professionally. Carlos was involved and incredible through the entire...
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Reply from Owner
February 9th, 2023 03:56 PM
Lucenie!! You are my heroe. What you have accomplished for your family is amazing. I am honored I was able to help you through the home buying process. Can't wait to catch up soon.
Carlos was fantastic! He helped guide me through my first home purchase and was there to answer my many questions. He also did a good job explaining the various scenarios and made sure I understood them and was comfortable with a choice before...
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Reply from Owner
January 31st, 2023 08:39 PM
Shirley it was my pleasure. Hope you guys enjoy your new home. Time to make it your own! Look forward to meeting up and catch up over coffee soon.
Carlos is the most positive and helpful person. My husband and I just bought our first home with his help! Carlos was available whenever we needed for questions or just to check in. He always made us feel comfortable and well taken care of....
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Reply from Owner
December 15th, 2022 01:15 PM
Thank you to both of you for trusting me. What a year for the Connors?!! Enjoy your new home.
Carlos made the home buying process a simple one by communicating with us. Also he explained to us all of our product options in this current market. Thank you Carlos.
Reply from Owner
December 15th, 2022 01:16 PM
My pleasure! Thank you for trusting my team with this process
Absolutely nothing but the best to write about Carlos and Embrace Home Loans!! From the very beginning he put me at ease with the home buying process. He really cared about my needs, addressed all concerns and was always available to be reached...
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Reply from Owner
December 15th, 2022 01:17 PM
Always here to help! Glad everything went smoothly 🤗
Amazing experience! Carlos was very quick to respond and very approachable throughout the entire approval process. Thank you for facilitating getting our dream home!
Reply from Owner
December 15th, 2022 01:17 PM
Anthony!!! Always here to help mi hermano.
Working with Embrace Home Loans was a great experience. We were blessed to work with Carlos Santana (loan officer) he is the best. He was very patient with us, and always answered our questions. His hard work and diligence resulted in a favorable...
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Reply from Owner
December 15th, 2022 01:18 PM
It was not easy, but we got it done!! Thank you for trusting my team and good luck in this new chapter.
Nicest most trust worth local guy!!! 1000% confidence in him!!
Reply from Michael C Scaparrotti
September 22nd, 2025 02:09 PM
Donna Glickman I understand you might be in a relationship, not interested, or simply uncomfortable speaking with someone you don’t know. I completely respect your choice if you decide not to respond. Thank you for taking the time to read this—I...
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About
Carlos understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Carlos is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Education
- Mount Saint Mary CollegeComputer and Information SciencesB.S. Applied Science & TechnologySep 2008 -May 2012

Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 230348
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.