

Carlos Santana - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 2303487


Mount Saint Mary College
Carlos understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou...... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Do faster than before
Carlos. Carlos made it great. He was always calm and kept the focus on crossing that finish line to close. He was excellent. Definitely deserves a promotion. I would come back again just because he made the process so much easier.
Reply from Carlos Santana
May 12th, 2026 08:14 PM
Thank you, Phillip, for your kind words. I'm pleased to hear that my approach helped make the process easier for you. Keeping calm and focused is something I strive for, and I'm grateful it contributed positively to your experience.
It was a pleasure working with Carlos. He was always responsive
and knowledgeable. His communication was clear and he stayed on top of every detail. making everything feel smooth and stress-free.
Would highly recommend.
Reply from Carlos Santana
May 1st, 2026 01:22 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Carlos Santana - AnnieMac Home Mortgage has received a review with 5 star rating from Amanda F
Carlos and his team are great people to work with. They are very kind and always available to answer any questions you may have. Carlos went above and beyond to make sure everything was completed on time.
Reply from Carlos Santana
April 20th, 2026 02:13 PM
Thank you for your kind words, Alipio. I'm happy to hear that you found my team and I to be helpful and always available for your questions. Going above and beyond to ensure everything is completed on time is something we strive for, and I'm...
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Working with Carlos was truly one of the best decisions we made during the home buying process. From the very beginning, he was incredibly knowledgeable, patient, and responsive. He took the time to explain every step in a way that was easy...
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Reply from Carlos Santana
March 30th, 2026 02:52 PM
I'm grateful to hear that working with me was a positive part of your home buying journey, Rafaela. I aim to provide knowledgeable, patient, and responsive service throughout the process. It's important to me that every step is clear and manageable...
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Carlos was an excellent mortgage loan originator. He was available to answer our questions and concerns. He was ver supportive and Provided excellent advice on choosing the best options on my home loan.
Reply from Carlos Santana
March 9th, 2026 04:15 PM
It's great to know that you found my service as a mortgage loan originator to be excellent, Wilson. Being available to address your questions and providing support throughout your home loan process is important to me. I'm glad I could offer...
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From start to finish the service was exceptional and smooth i would definitely recommen. Thank you
Reply from Carlos Santana
March 2nd, 2026 02:38 PM
I appreciate your feedback, Patrick. I'm pleased to hear that you found the service exceptional and the process smooth from start to finish. It was a pleasure working with you on your home mortgage journey. Thank you for your recommendation...
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Carlos is professional, thiughtful and knows his stuff . Helped me every step of the way
Reply from Carlos Santana
February 24th, 2026 09:45 PM
I'm glad to hear that you found the experience both professional and thoughtful, Jerry. Guiding you through every step is a priority for me. Your kind words mean a lot, and I appreciate the trust you placed in AnnieMac Home Mortgage.
Carlos is so communicative of every detail which really helped put the client (and me) at ease. He is an exceptional professional and he is an ulimate pro of his profession. I will always reccomend Carlos.
Reply from Carlos Santana
January 20th, 2026 05:54 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Carlos understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Carlos is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
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Education
- Mount Saint Mary CollegeComputer and Information SciencesB.S. Applied Science & TechnologySep 2008 -May 2012

Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 230348
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.