

Carlos Alexander Melendez
Branch Manager


Goldenwest College
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Carlos was great and thorough in each aspect of the process.
Carlos made the process super easy and fast. He communicated with me every step of the way. I couldn’t have been happier with his professionalism and knowledge. Much appreciated Carlos!
Reply from Carlos Alexander Melendez
August 10th, 2026 06:57 PM
Nathan, I'm super happy and grateful for the review. It was my pleasure helping you out throughout the process. If you need anything, don't hesitate to reach out. I got you.
Carlos kept me in the loop every stepmof the process. Carlos made this difficult decision easy and stress free.
Reply from Carlos Alexander Melendez
July 27th, 2026 05:55 PM
Mr. Watkins, I'm pleased to know that I could help make the process easy and stress-free for you. I know how stressful it can be to make a decision regarding your home and finances. I appreciate your trust and if you ever have any questions,...
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I was working with another company and they was taking a long time, Mr. Carlos got it done in 9 days. I will be calling you again for my other homes. Thank you again
Rickie,
Az
Reply from Carlos Alexander Melendez
July 17th, 2026 10:05 PM
Rickie, I'm glad I could assist you promptly with your needs. I appreciate your trust and look forward to helping you with your other homes in the future. Thank you for your kind words!
Carlos was fantastic at helping me refinance my HELOC. He was very professional and knowledgeable. Also very patient. I would recommend him to anyone.
Reply from Carlos Melendez
July 17th, 2026 10:06 PM
Thank you, Kathleen, for your kind words. I'm pleased to hear that you found my assistance with your HELOC refinance helpful. Your recommendation means a lot to me, and I'm grateful for your trust.
One of the best services I ever gotten. Thsnk you very much.
Reply from Carlos Alexander Melendez
July 9th, 2026 11:52 PM
It was my personal pleasure to assist you on your new home loan. Thank you for the opportunity.
Carlos Alexander Melendez
West Capital Lending
6 of 6
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Non-QM
Reverse Mortgage
DSCR Loans
Jumbo Reverse Mortgages
Home Equity Conversion Mortgages(HECM)
Home Equity Loan
Specialities
Purchase Refinance Conventional FHA Home Equity line of credit HELOAN and Veteran Affairs VA loans
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Education
- Goldenwest CollegeBusiness ManagementA.S. degreeAug 2001 -May 2003

Positions
- West Capital Lending - Branch ManagerMay 1st, 2026 - Current
Year Started
2025
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona
- Alabama
- Colorado
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Hobbies
- Gym, Golfing, and fine dinning.
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing