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Carla Zammiello - RMLO | NMLS# 1268620 in Columbia, MD

Carla Zammiello

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RMLO | NMLS# 1268620

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As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    James T
    New Braunfels, TX
    Posted on March 25th, 2019 01:07 PM
    Communication was great! We had a few bumps and misunderstandings, but when a phone call or email was made to Carla, her or Trish always got back to me in very timely manner. Overall very happy!
  • Encompass
    R
    Robert L
    Lytle, TX
    Posted on March 19th, 2019 04:03 PM
    Carla was the best the whole MG company was and made it so easy to finally build our dream home! If I did it again she is my first call!
  • Encompass
    S
    Sean A
    Spring Branch, TX
    Posted on March 9th, 2019 01:52 PM
    Carla is the best! Always there for every bit of advice and to answer any questions we had. Customer service was top notch!
  • Encompass
    R
    Russell W
    Canyon Lake, TX
    Posted on March 7th, 2019 02:47 PM
    Great experience. I would definitely refer Carla to my friends and family.
  • Encompass
    A
    Annette W
    Canyon Lake, TX
    Posted on March 2nd, 2019 02:08 PM
    Carla went above and beyond in explaining the construction loan process from start to finish, and was always available to answer any questions we may have had. This was so important for us, being that this is our first time building. She lead...
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  • Encompass
    N
    Nathan J
    San Antonio, TX
    Posted on January 4th, 2019 01:59 PM
    Always organized. Always attentive and quick to respond to questions. Communication was excellent and process went very smooth. Great overall job.
  • Encompass
    J
    Jose R
    La Vernia, TX
    Posted on December 29th, 2018 04:19 PM
    Carla knew answers to our questions and was definitely more pleasant than going traditional bank.
  • FTP
    B
    Bruce P
    Spring Branch, TX
    Posted on November 20th, 2018 03:07 AM
    My wife and I will never forget the way we were treated by Carla Zarmenillo and her office, excellent professional service and we felt our concerns were their top priority!
  • FTP
    V
    Virginia P
    Spring Branch, TX
    Posted on November 20th, 2018 03:04 AM
    Carla and her office went above and beyond what we expected from them. We felt like part of a family, met all our expectations of professionalism and above !
  • FTP
    O
    Osbaldo G
    Eagle Pass, TX
    Posted on November 17th, 2018 10:22 PM
    Carla has been very helpful, always willing to answer any questions that came up on my first experience as a home owner.
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    About
    As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1268620
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.