Carla Zammiello
RMLO | NMLS# 1268620
As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
This is my second mortgage with Carla. This is my second GREAT, GREAT experience with her and the team.
Carla is awesome! She is a total expert. Trish was also wonderful. She breaks down terminology to where it’s simple and easy to understand and keeps you updated on the whole process.
Everything was great she got me the best mortgage rate at the right time
Carla is very personable and friendly. Carla was a great help in answering all of our questions about our construction loan. She also watched the market to help us lock in on a great interest rate.
Super friendly and helpful, was understanding when process became frustrating. Carla always made herself available throughout the build of our home.
Working with Carla and Teresa was an absolute pleasure in fact the whole team that represented me from the realtor to the lender the builder and the ladies at the title company were just absolutely superb it was a smooth smooth transaction...
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Carla presents herself as a very approachable person. The content she presents is in such a manner that allows the customer to have a full and clear understanding of what is being presented that one has no question at the end of the entire...
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Carla was AMAZING through out the whole process, she guided us through the whole process and made sure to answer all of our questions and concerns. We are truly thankful for her!
We were given excellent communication throughout out the whole process.
Mrs. Z is the best! I’m so glad our house contractor introduced her to us for our home loan. She is extremely knowledgeable and so caring. She is very helpful and gives great advice. She is truly great at what she does and loves helping getting...
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About
As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1268620
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.