

Carla Zammiello
RMLO | NMLS# 1268620

As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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Amazing person to work with! Carla is patient, kind, understanding , professional and above all knowledgeable! We can not thank her enough!
Carla made our custom home construction and refinance loan processes amazing! She is a pleasure to work with and so very knowledgeable with accurate estimates and advising throughout the whole process.
As first time home buyers Carla did everything to make the experience great. She was always available and went above and beyond to ensure all our questions and concerns were addressed.
Carla is a wonderful person and an excellent financial advisor. We trust her completely and value her expertise.
Carla made our refinancing a very pleasant experience. She is informative and helpful with answering questions and always returns her calls in a very prompt manner. I would highly recommend using Carla for all your home financing needs.
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Carla is wonderful to work with, very knowledgeable and responsive to all our inquiries.
Carla and her team were a pleasure to work with for my construction loan/mortgage. Communication was clear, they made the pain of documentation gathering a breeze and the closing went smoothly. Highly recommended!!
This is the second time Carla has serviced a loan for me. Why did I go back a second time? Carla is thorough, she communicates often, and she closes you on time! Carla’s team is exceptional and they keep you well informed every step of the...
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Carla made the process very easy and made the process go by very smooth from start to finish.
Carla did a great job of walking us through the construction loan process and got everything worked out!
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About
As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1268620
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.