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Carla Zammiello - RMLO | NMLS# 1268620 in Columbia, MD

Carla Zammiello

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RMLO | NMLS# 1268620

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As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 g... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    D
    Drew T
    Poth, TX
    Posted on October 6th, 2021 09:01 PM
    Carla was very thorough when explaining each step, from the very beginning. Being our first time to go through this process, there were a lot of things I was unaware of. She did a great job communicating with us as to what to expect next and...
    read more
  • Encompass
    S
    Samantha N G
    San Antonio, TX
    Posted on October 5th, 2021 04:38 PM
    Loved the process!
  • Encompass
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    Eric A
    San Antonio, TX
    Posted on October 5th, 2021 01:09 PM
    All our questions were answered almost immediately and effectively. Had a wonderful experience with Carla!
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    A
    Amanda P T
    Poth, TX
    Posted on September 30th, 2021 12:46 PM
    The communication with the team was great! If I had an question they would have an answer and some. Mostly we didn’t have questions because the communication to start with was so good.
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    M
    Melissa A M
    Spring Branch, TX
    Posted on September 25th, 2021 10:49 AM
    Carla made the experience excellent and worry free. She provided exceptional guidance and assurance, and all with a friendliness that we truly appreciated!!
  • Encompass
    S
    Shari E M
    Spring Branch, TX
    Posted on September 24th, 2021 09:47 PM
    Great communication and very friendly
  • Encompass
    K
    Kirk W
    Boerne, TX
    Posted on September 1st, 2021 03:32 PM
    Carla and her team were extremely forthcoming and helpful throughout the process of refinancing our house. I have never had such a positive experience applying for and completing the mortgage loan process. We will continue to refer people to...
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  • Encompass
    K
    Kevin T F
    San Antonio, TX
    Posted on September 1st, 2021 03:02 PM
    Carla is always happy to help with whatever questions I have, and is always quick to get back to me. She gave great advice, and made the experience as easy as it could be on my end.
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    Jason R
    San Antonio, TX
    Posted on August 28th, 2021 01:56 PM
    Great job
  • Encompass
    S
    Shamika N
    San Antonio, TX
    Posted on August 1st, 2021 04:26 PM
    This is my 3rd time working with Carla and each time the experience has been great. She has excellent communication, she advises and gives you options based on your personal circumstances. Such a pleasant person and very professional. I would...
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    About
    As a licensed loan officer dedicated to serving my clients’ best interests, I am committed to providing knowledgeable mortgage advice, as well as the mortgage product best suited for their current financial needs and goals. Our team’s #1 goal is to provide our clients with 5-Star service, while keeping our realtor and builder partners informed along the way. I offer FHA, VA, Conventional, and Jumbo loan products and specialize in interim construction loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1268620
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.