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Guild Mortgage - Cari Zepeda
Loan Officer | NMLS# 1939523
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Because I am self employed I needed a specialist that understood those challenges. It took us 2 years to find and “win” a home is this crazy market. Cari was awesome through the whole loan process
Reply from Owner
August 15th, 2026 10:22 PM
Doug, I am thrilled you found the perfect home! It was a delight working with your family the past few years. Thank you for sharing your experience!
Cari took real great care with us throughout the process We had special needs as I am self employed and so etimes that has its own challenges . Cari was awesome!
Reply from Guild Mortgage - Cari Zepeda
August 15th, 2026 10:15 PM
Thank you so much! It was a pleasure working with you, I truly appreciate your trust. Wishing you all the best in your new home! 😊🏡
Amazing to work with and very
Good on rates
Reply from Owner
August 14th, 2026 07:35 PM
It was a pleasure working with your team. Thank you for the feedback on the interest rates. We hope to work together again soon.
From the phone conversting converting to closing in 5! Days yep 5!days
Reply from Guild Mortgage - Cari Zepeda
August 14th, 2026 07:37 PM
Thanks so much for your review. What an amazing transaction, we are so excited for our mutual client. Thank you for coordinating all parties on the very quick close. We hope to work together again soon!
Cari then loan officer we had was the best she do a great job thank you for the work you did I for us
Reply from Guild Mortgage - Cari Zepeda
August 11th, 2026 02:39 PM
Victor, it was a joy working with your family. I am excited for you to move into your beautiful new home! Thank you for sharing your experience.
Cari stuck with us through a 5 month homebuying journey as we searched for a home. She was supportive throughout the entire process. She worked very hard day and night to make sure we were able to get the home we wanted. Cari's communication...
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Reply from Owner
August 11th, 2026 02:18 PM
Victor & Shawan, your kind words made my day! Your family was such a joy to work with. I am so excited for you to enjoy your beautiful home. I truly have the most amazing clients!
Cari stuck with us through a 5 month homebuying journey as we searched for a home. She was supportive throughout the entire process. She worked very hard day and night to make sure we were able to get the home we wanted. Cari's communication...
read more
Reply from Guild Mortgage - Cari Zepeda
August 11th, 2026 02:01 PM
Shawan, your kind words made my day! Your family was such a joy to work with. I am so excited for you to enjoy your beautiful home. I truly have the most amazing clients!
Communication
Reply from Guild Mortgage - Cari Zepeda
August 11th, 2026 01:51 PM
Thanks Tina! Your seller's team was fantastic, we hope to work together again in the future
great loan officer
Reply from Guild Mortgage - Cari Zepeda
August 10th, 2026 07:54 PM
Thanks Steve! It was a pleasure working with your team as the buyer's agent.
Cari was both incredibly patient and responsive during the process. She communicated clearly and walked us through the whole thing, answering my many questions along the way. She's a joy to work with - would recommend to anyone.
Reply from Guild Mortgage - Cari Zepeda
July 6th, 2026 03:01 PM
Emily, thank you for your wonderful review. Our family has enjoyed working with your family over the years. Thank you for trusting our team!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
1st Time Homebuyer
Down Payment Assistance
Bridge
Energy-efficient
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Positions
- Guild Mortgage - Loan OriginatorSep 11th, 2023 - Current
- First Centennial Mortgage - Loan OriginatorAug 17th, 2020 - Sep 10th, 2023
Memberships
- Meetup Networking
- Alignable
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1939523
Gallery
Achievements
- Generational Mortgage Lender
- Elevate Coaching Level 2
Hobbies
- Camping
- Volunteering
- Cross Stitching
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Disclaimer
I am authorized to do business in the states of Arizona, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee, Texas and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 1025554; (www.nmlsconsumeraccess.org/); NMLS ID: 1939523; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.