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Guild Mortgage - Cari Zepeda
Loan Officer | NMLS# 1939523

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve...... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Cari was a great loan officer that I could talk to at any time. As first time homebuyers, she was very helpful in assisting us through the loan process and was always quick in getting us what we needed.
Reply from Guild Mortgage - Cari Zepeda
May 28th, 2026 01:34 PM
Luke, your review made my day! Your family was a pleasure to work with. I am excited for you to enjoy your beautiful new home and wish you the absolute best.
Cari, explained things very clearly. She walked us through the whole process.
Reply from Guild Mortgage - Cari Zepeda
May 26th, 2026 02:34 PM
David, I'm grateful for your feedback and happy to hear that everything was clear. It was a pleasure working with your family!
Great communication
Reply from Guild Mortgage - Cari Zepeda
May 20th, 2026 07:23 PM
Richie, I am happy to hear there was great communication! You were amazing to work with and coordinated all transactions so smoothly the entire process. I am happy we closed 10 days early! I would highly recommend your team!
Everything happened on time. I was the listing agent and I appreciated the updates
Reply from Guild Mortgage - Cari Zepeda
May 15th, 2026 06:38 PM
Thanks, Kim, for your review! You were amazing to work with, and we hope to work together in the future.
Cari was a professional pleasure to worwiw
Reply from Guild Mortgage - Cari Zepeda
May 15th, 2026 06:39 PM
Gwen, thank you for your kind words. I enjoyed working with you on my 1st Georgia purchase. I am thrilled for our buyer and that everything worked out perfectly. Thank you for finding the perfect home.
Cari hit every detaul with me and was always quick to communicate. There were 0 surprises on closing day since she ensured I understood all of the expenses.
Reply from Guild Mortgage - Cari Zepeda
May 7th, 2026 09:08 PM
Emma, I appreciate your kind words and am glad to hear there were no surprises. I am thrilled you found this adorable home and thankful you allowed our team to be a part of the journey!
From start to finish Cari made our refinance go smooth and quick. She was on top of everything and kept us up to date on a daily basis. we would highly recommend her to our friends and family. Thank you.
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Reply from Guild Mortgage - Cari Zepeda
May 4th, 2026 04:30 PM
Jacqueline, thank you for your kind words. I'm pleased to know that your refinance process went smoothly and quickly. Your recommendation means a lot to me, and I'm grateful for your trust.
It was a quick and easy process.
Reply from Guild Mortgage - Cari Zepeda
April 29th, 2026 01:48 PM
Tim, I am happy to hear the process was simple for your family. Thank you for your review and we wish your family the absolute best!
Guild Mortgage - Cari Zepeda has received a review with 5 star rating from Michael H
Reply from Owner
April 24th, 2026 01:33 PM
Michael, thank you for choosing our team, we enjoyed working with you. Welcome to the US!
appreciated the support throughout given my lack of knowledge in the US as a new resident to the country
Reply from Guild Mortgage - Cari Zepeda
April 23rd, 2026 04:17 PM
Michael, I am so excited for your family. We enjoyed working with you. Welcome to the US!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
1st Time Homebuyer
Down Payment Assistance
Bridge
Energy-efficient
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Search Rank ScoreLearn More →
690
/850
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Positions
- Guild Mortgage - Loan OriginatorSep 11th, 2023 - Current
- First Centennial Mortgage - Loan OriginatorAug 17th, 2020 - Sep 10th, 2023
Memberships
- Meetup Networking
- Alignable
- NMLS
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Addresses and Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1939523
Gallery

Achievements
- Generational Mortgage Lender
- Elevate Coaching Level 2
Hobbies
- Camping
- Volunteering
- Cross Stitching
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Disclaimer
I am authorized to do business in the states of Arizona, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 1025554; (www.nmlsconsumeraccess.org/); NMLS ID: 1939523; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

