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Guild Mortgage - Cari Zepeda
Loan Officer | NMLS# 1939523

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Buying a house was a very difficult experience. Cari was one of the best parts of the entide process. She constantly went above and beyond, and honestly, I'd rate her even higher if I could.
Reply from Guild Mortgage - Cari Zepeda
September 29th, 2026 01:56 PM
Daniel, I am so excited for you to enjoy your beautiful new home! I enjoyed working with you and am happy to hear that you had a positive experience with our team.
Very promt response with anything that was needed. Was very nice to work with.
Reply from Guild Mortgage - Cari Zepeda
September 28th, 2026 05:56 PM
Shelly, thank you for sharing your experience! It was a pleasure to work with you as you were a pivotal party for the smooth transaction.
Guild Mortgage - Cari Zepeda has received a review with 5 star rating from Kara A
Reply from Owner
September 25th, 2026 07:33 PM
It was a pleasure partnering with you to help our mutual client achieve their homeownership goals. Wishing you continued success, and I hope we can work together again soon! 😊
Very responsive and knowledgeable! Would highly recommend!
Reply from Guild Mortgage - Cari Zepeda
September 25th, 2026 07:12 PM
Thank you! I really appreciate your kind feedback. It was a pleasure partnering with you to help our mutual client achieve their homeownership goals. Wishing you continued success, and I hope we can work together again soon! 😊
Guild Mortgage - Cari Zepeda has received a review with 5 star rating from Daniel K
Reply from Owner
September 18th, 2026 07:06 PM
Thanks for the feedback! I truly enjoy working with great agents like you. I look forward to hopefully helping more clients together soon!
Communication and follow through throughout the entire transaction was fantastic
Reply from Guild Mortgage - Cari Zepeda
September 18th, 2026 07:04 PM
Dan, thanks for the awesome feedback! I truly enjoy working with great agents like your team. I'm happy to hear the communication and follow-through stood out, and I look forward to helping more clients together soon!
Guild Mortgage - Cari Zepeda has received a review with 5 star rating from Lena S
Reply from Owner
September 9th, 2026 03:22 PM
Lena, it was a pleasure to work with you on a mutual transaction. I am so excited for our buyer! Thank you for your feedback.
Cari was very good at communicating the progress of my clients loan application all the way to closing
Reply from Guild Mortgage - Cari Zepeda
September 9th, 2026 02:59 PM
Lena, it was a delight to work with you as the buyer's agent. I am so excited for our mutual client!
She was super helpful and had great positive energy through the process
Reply from Guild Mortgage - Cari Zepeda
September 6th, 2026 09:45 PM
Savannah, thank you for sharing your experience! It was amazing to work with you, we wish you the absolute best!
After more than two years of searching for our home, we finally found it — and I truly believe we couldn't have done it without our loan officer, Cari Zepeda. From start to finish, she was nothing short of exceptional.What stood out immediately...
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Reply from Guild Mortgage - Cari Zepeda
August 17th, 2026 07:49 PM
Anne, thank you for sharing your heartfelt experience. I'm so grateful to have been part of your journey. Your kind words mean so much, I'm happy I could support you through this process. Thank you for trusting our team and cheers to new beginnings!...
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA
VA
Conventional
USDA
1st Time Homebuyer
Down Payment Assistance
Bridge
Energy-efficient
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Positions
- Guild Mortgage - Loan OriginatorSep 11th, 2023 - Current
- First Centennial Mortgage - Loan OriginatorAug 17th, 2020 - Sep 10th, 2023
Memberships
- Meetup Networking
- Alignable
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1939523
Gallery

Achievements
- Generational Mortgage Lender
- Elevate Coaching Level 2
Hobbies
- Camping
- Volunteering
- Cross Stitching
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Disclaimer
I am authorized to do business in the states of Arizona, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Ohio, Tennessee, Texas and Wisconsin. AZ BK#0018883; AZ BKBR# 1048365; AZ LO Lic.# 1025554; (www.nmlsconsumeraccess.org/); NMLS ID: 1939523; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.