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Cara Cuhna - Senior Loan Officer | NMLS  1110518 in Melville, NY
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Cara Cuhna

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Senior Loan Officer | NMLS 1110518

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Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home fina... Show More
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Reviews from Web
  • SFTP
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    Pauline M
    Setauket, NY
    Posted on January 15th, 2025 06:00 PM
    Cara's is very dedicated to the clients and goes above and beyond for them. I know my clients are always in great hands when I refer them to her! Cara gets the deals done!
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    Debra S
    Kings Park, NY
    Posted on December 26th, 2024 02:54 PM
    Always exceeding our new Buyers expectations as a team. Cara goes above and beyond assisting and communicating with our Buyers, Attorneys & Real Estate Agents.
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    Bret H
    Kings Park, NY
    Posted on December 24th, 2024 04:11 PM
    Cara and Lanette we both very nice, but there was Too many back and forth requests for documents information. Perhaps it's the way the underwriters work, but more than once I was ready to go somewhere else.
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    Robert C
    Southold, NY
    Posted on December 17th, 2024 09:23 PM
    Between Jim Garvey and Cara Cuna the process was painless. Thank you so much
    Reply from Cara Cuhna
    January 1st, 2025 09:24 PM
    Thank you for the wonderful review, Robert! I'm thrilled to hear that you found the process painless. It's my goal to make every client's experience as stress-free as possible. Jim and I enjoyed working with you on your home purchase. We truly...
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    Melissa M
    Long Beach, NY
    Posted on December 16th, 2024 01:59 PM
    Cara provided options and made sure I understood them all. She was always available to assist during the process via email, text or call. Cara is extremely likable and towards the end of closing it felt more like I was chatting with a friend...
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    Reply from Cara Cuhna
    December 31st, 2024 02:01 PM
    Hi Melissa, Thank you so much for the glowing review and the perfect score. I'm thrilled to hear that you felt comfortable and informed throughout the process. It's important to me that my clients feel like they're working with a friend, not...
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    Julia M
    Lindenhurst, NY
    Posted on December 12th, 2024 05:56 PM
    Cara made buying our first home as easy as possible. She was in constant communication with any questions or concerns that we had. Cara is very personable and is very attentative to the needs of her clients.
    Reply from Cara Cuhna
    December 27th, 2024 05:59 PM
    Thrilled to hear such positive words, Julia! It was a pleasure assisting you in your first home purchase. Communication is key in these processes, and I'm glad you felt I was there for all your questions and concerns. Your satisfaction is my...
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    Paul M
    Lindenhurst, NY
    Posted on December 8th, 2024 11:47 AM
    As a first time home buyer there were many things that I wasn't sure about and lots of questions to be answered. Cara was very responsive, knowledgeable, and informative. Putting my mind more at ease with such a big step forward in life
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    Reply from Cara Cuhna
    December 23rd, 2024 11:48 AM
    Thank you so much for your feedback, Paul! It was my pleasure to guide you through the process, and I'm thrilled to hear that you felt at ease. Buying a home for the first time is indeed a big step, and your confidence in Embrace Home Loans...
    read more
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    Claudia A
    Lindenhurst, NY
    Posted on December 5th, 2024 05:46 PM
    Great communication!
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    Nicole G
    North Bellmore, NY
    Posted on November 29th, 2024 07:43 PM
    Cara was so easy to work with! She made time for countless phone calls and explanations of everything to ensure that we understood each step of the process!! She's an absolute pleasure!
    Reply from Cara Cuhna
    December 14th, 2024 07:46 PM
    I'm thrilled to hear that you found our process to be clear and understandable, Nicole! It was my pleasure to guide you each step of the way in your home purchasing journey. Your satisfaction is my top priority, so it's wonderful to know that...
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    Christopher G
    North Bellmore, NY
    Posted on November 29th, 2024 01:55 AM
    Cara was incredible. She was always available for us. She made everything so easy and she was very personable. Will 100% be recommending to friends.
    Reply from Cara Cuhna
    December 14th, 2024 01:57 AM
    Thank you so much for your glowing review, Christopher! I'm thrilled that you found my availability and approach helpful during your home purchase process. It's always my goal to make things as easy as possible for my clients. I truly appreciate...
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    About
    Cara Cunha (NMLS #1110518) is a premier mortgage loan officer and local lending expert in Melville, New-York. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Cara provides comprehensive home financing solutions with Embrace Home Loans. Cara Cunha, a Producing Sales Manager at Embrace Home Loans, is passionate about helping buyers navigate the mortgage process with confidence, clarity, and care. A lifelong Long Islander, Cara brings a strong work ethic, deep local knowledge, and a genuine commitment to her clients with every transaction. Contact Cara today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Oct 4th, 2022 - Current

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1110518
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.