

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
C.O. was on top of everything and explained anything I was unsure about or had questions on. I would recommend him to family and friends!
Reply from C.O. Scheffer
May 26th, 2026 01:16 PM
I'm grateful for your recommendation, Ashley. It's important to me that you felt informed and supported throughout the process. If you ever have more questions or need assistance in the future, feel free to reach out.
I was kept well informed during the entire process. The on-line portal was easy to use. Thanks!
Reply from C.O. Scheffer
May 21st, 2026 01:40 PM
I'm glad to hear that you found the online portal easy to use, Clayton. Keeping you well informed throughout the process is important to me, and I appreciate your feedback. Thank you for taking the time to share your experience!
I had a quick and smooth closing experience. C.O. Scheffer was very efficient and made the entire process stress-free. I really appreciated the professionalism and how easy everything was from start to finish.
Reply from C.O. Scheffer
May 18th, 2026 01:28 PM
I'm glad to hear that your closing experience was smooth and stress-free, Mahdi. I appreciate your kind words about my efficiency and professionalism. If you have any further questions or need assistance in the future, please feel free to reach...
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It went very smooth. I knew what was expected. CO made me very comfortable in his knowledge and communication.
Reply from C.O. Scheffer
May 14th, 2026 12:42 PM
I'm pleased to hear that everything went smoothly, Reynold. I'm glad I could make you feel comfortable with my knowledge and communication. Thank you for your feedback, and if there's anything more I can assist with, please let me know.
Very easy and great to work with.
Reply from C.O. Scheffer
May 11th, 2026 02:08 PM
Cooper, congratulations on your new home!! It was wonderful working with you as well. If there is ever anything I can do to assist in the future, don't hesitate to reach out.
CO is always so helpful. He worked with me to get the house I bought in Columbia, and now to buy one in my hometown. He helped to get preapproved for a loan while he was heading out for vacation. I'm so
Reply from C.O. Scheffer
May 1st, 2026 06:41 PM
Glad to hear that I could assist you with your home purchases, Pat. It's important to me to be available and helpful, even when I'm on the go. If you need any more assistance or have questions in the future, please don't hesitate to reach out....
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C.O was fantastic to work with and made our experience a very smooth process!
Reply from C.O. Scheffer
April 30th, 2026 01:32 PM
I'm glad to hear that your experience was smooth, Brandon. It means a lot to me that you found working with me to be positive. If you ever have more needs or questions, feel free to reach out.
Went smoothly
Reply from C.O. Scheffer
April 23rd, 2026 03:31 PM
It was wonderful working with you Dale. If you ever need anything in the future, don't hesitate to reach out.
C.O. and Michelle in the lending department were wonderful to work with. They kept me informed every step of the way. C.O. also made an outside referral for me which enabled me to reduce my car and home insurance payments by several hundred...
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Reply from C.O. Scheffer
April 23rd, 2026 03:30 PM
Emily, I'm glad to hear that you found working with Michelle and me to be a positive experience. Keeping you informed throughout the process is always a priority. Your feedback about our team is greatly appreciated, and I look forward to assisting...
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CO is seasoned and competen! A Great experience!
Reply from C.O. Scheffer
April 20th, 2026 01:33 PM
I'm pleased to hear that you had a great experience, Christina. Your kind words mean a lot to me. If there's anything else I can help with, please feel free to reach out.
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
The Central Trust Bank NMLS ID # 407985