

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
C.O. and Lane were great to work with. Very helpful with getting our entire situation set up.
Reply from C.O. Scheffer
August 10th, 2026 01:08 PM
I'm pleased to hear that you found working with Lane and me to be a great experience, Cody. It's wonderful to know we could assist in setting up your situation. If you have any more questions or need further assistance, feel free to reach out....
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C.O. was incredibly responsive to any questions I had and communicated well with what to expect and what needed to be completed. Closing went fast and seamless!
Reply from C.O. Scheffer
August 10th, 2026 01:08 PM
I'm pleased to hear that you found the communication clear and the closing process smooth, Anna. Thank you for your positive feedback and for highlighting my responsiveness. If you have any more questions or need further assistance, feel free...
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C.O. was great to work with and super helpful to us every step of the way. Thank you!
Reply from C.O. Scheffer
August 10th, 2026 01:09 PM
Nick, I appreciate your kind words. I'm glad I could be helpful to you throughout the process. If there's anything else you need, feel free to reach out.
C.O. Was great to work with!
Reply from C.O. Scheffer
July 24th, 2026 04:15 PM
I'm pleased to hear that you found working with me to be a great experience, Angela. Thank you for your kind words and the positive rating. If there's anything else I can do for you, please feel free to let me know.
C.O was extremely helpful and supportive throughout the process. He was quick to respond to any questions we had and made the process so much easier!
Reply from C.O. Scheffer
July 24th, 2026 04:15 PM
Thank you, Megan, for your kind words. I'm pleased to hear that I could provide helpful and supportive service throughout the process. If you have any more questions or need further assistance, feel free to reach out.
CO was attentive and willing to share information and be bothered not during work hours. He tried ti make the process stress free. He did a great job. 10/1
Reply from C.O. Scheffer
July 24th, 2026 04:15 PM
Thank you, Andrew, for sharing your experience. I'm pleased to know that I could make the process stress-free and provide the information you needed, even outside of regular hours. Your positive feedback is greatly appreciated. If you have...
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CO handled everything expertly and made the process very easy. 10/10
Reply from C.O. Scheffer
July 24th, 2026 03:11 PM
I'm glad to hear that you found the process easy and expertly handled, Dean. Thank you for your kind words and the great rating. If there's anything else I can assist you with, please don't hesitate to reach out.
C.O. understood what I was trying to accomplish and advised me accordingly in regards to what loan type to go with and recommendation on buying down the rate to save me money over time.
Reply from C.O. Scheffer
July 13th, 2026 02:20 PM
Thank you for the kind words, Kenney. Congratulations on your new home!!
Easy process.
Reply from C.O. Scheffer
July 13th, 2026 02:21 PM
Thank you, Joseph, for your feedback. I'm glad to hear that the process was easy for you. If there's anything more I can do to assist, please let me know.
Easy process and great communication
Reply from C.O. Scheffer
July 13th, 2026 02:21 PM
Julie, I'm pleased to hear that you found the process easy and appreciated the communication. It’s wonderful to know that everything went smoothly for you. If you ever need further assistance, please feel free to reach out.
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
The Central Trust Bank NMLS ID # 407985