

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
everything was very smooth despite being in guam until 5 days before scheduled closing.
Reply from C.O. Scheffer
March 20th, 2025 01:04 PM
Austin, I'm thrilled to hear that everything went smoothly for you, even with the logistical challenges of being in Guam until just before your scheduled closing. At Central Bank, we strive to ensure a seamless experience for all our clients,...
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I appreciate the personal touch working with C.O. because we have worked with him many times. He is always willing to help us with whatever we need to move through the loan process.
Reply from C.O. Scheffer
March 5th, 2025 08:28 PM
Jeremy, thank you so much for taking the time to leave such a positive review. It's always a pleasure working with you, and I'm glad to hear that you've appreciated the personal touch. I'm here to help with any future needs you might have....
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We applied for a mortgage several months ago and needed a bridge loan, making our current home collateral until it sold. The loan for that home was mortgaged through CB and paid in full. I didn't know then that the bridge loan is what we needed,...
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Reply from C.O. Scheffer
February 28th, 2025 09:27 PM
Stephanie, I'm thrilled to hear about your positive experience, and I'm so glad I could help you with your financing needs. It means a lot to me that you decided to return to Central Bank, and I appreciate your trust and loyalty. I understand...
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We have worked with C.O. For many years and has always been helpful and listened to our questions and always quick to respond. We were making a move out of State this time with different challenges amd he was quick to respond and assist.
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Reply from C.O. Scheffer
February 26th, 2025 08:56 PM
Sandra, thank you so much for your kind words and for taking the time to share your experience. It's been a pleasure working with you over the years. I'm thrilled to hear that I could assist with your out-of-state move and help navigate any...
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C.O. Was always there to answer any questions we had. He also guided us through the process very well.
Reply from C.O. Scheffer
February 26th, 2025 08:56 PM
Thank you so much, Darin! I'm really glad to hear that you felt supported throughout the process. It was a pleasure working with you and helping with your financial needs. If you ever have more questions or need further assistance, don’t hesitate...
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very helpful answering all my questions
Reply from C.O. Scheffer
February 10th, 2025 08:35 PM
Appreciate the kind words, Susan. Glad I could help clear things up for you. Always happy to answer questions.
C.O. has been great to work with, he is very responsive and worked with us to find the best deal possible.
He also has a great personal touch that builds trust while doing bussines.
Reply from C.O. Scheffer
January 22nd, 2025 02:29 PM
Thank you so much for the fantastic review and rating, Oscar! I'm thrilled to hear of your positive experience with Central Bank. It was my pleasure to assist and make sure you got the best deal possible. The personal touch you mentioned is...
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C.O. walked us through the entire process, even when this was not our first time. There was always ongoing communication, making sure we didn't need anything, or if there was something pending to submit that we were clear on the request. Thanks...
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Reply from C.O. Scheffer
January 22nd, 2025 02:30 PM
Elanie, thank you for the glowing review and perfect rating. I'm thrilled to hear that you found our communication and guidance helpful throughout the process. It's always a pleasure to work with you. If you have any other banking needs in...
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C.O. Did a great job answering all of our questions and making it A smooth experience!
Reply from C.O. Scheffer
January 17th, 2025 03:44 PM
Thank you for the glowing review, Kendall! I'm thrilled to hear that I was able to assist you in making your experience with Central Bank a smooth one. Thank you for taking the time to acknowledge our efforts. Your satisfaction is our top priority!...
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Co did everything in his power to help this process go smoothly. Thank you very much C.O.!
Reply from C.O. Scheffer
January 2nd, 2025 06:15 PM
Joshua, I'm thrilled to hear that you had a positive experience and found our process smooth. Your 5-star rating is much appreciated. At Central Bank, we always strive to provide the highest level of service to our valued customers like you....
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
The Central Trust Bank NMLS ID # 407985