C.O. Scheffer's Cover Image
C.O. Scheffer - Vice President Mortgage Loan Officer | NMLS# 541779 in Columbia, MO

C.O. Scheffer

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Vice President Mortgage Loan Officer | NMLS# 54177...

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C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
View All days
Overall Ratings
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Range
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5 Star
98%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • TotalExpert
    P
    Paul P
    Posted on July 24th, 2025 02:20 PM
    We have worked with C.O. on several transactions over the years and value his attention to detail. He has been extremely helpful each time.
    Reply from C.O. Scheffer
    July 24th, 2025 02:26 PM
    Thank you, Paul, for sharing your experience. I'm truly grateful for your continued trust and appreciate the opportunity to assist you through multiple transactions. It's important to me that each interaction is thorough and beneficial, so...
    read more
  • TotalExpert
    E
    Elaina A
    Posted on July 20th, 2025 12:59 PM
    C.O. is always great to work with! He is always availble to answer questions and is very helpful! Would recommend him to friends and family.
    Reply from C.O. Scheffer
    July 23rd, 2025 07:40 PM
    Thank you, Elaina, for such kind words. I'm happy to know that I've been able to assist you effectively and be available when needed. Your recommendation means a lot to me, and it’s always rewarding to contribute positively to your experience....
    read more
  • TotalExpert
    C
    Cory K
    Posted on July 17th, 2025 02:24 PM
    Everything went smoothly
    Reply from C.O. Scheffer
    July 23rd, 2025 07:41 PM
    Thanks for the 5 star review Cory, we already miss you and the family in the neighborhood. It was great working with you for you lending needs.
  • TotalExpert
    T
    Ted M
    Posted on July 4th, 2025 01:21 AM
    C.O. gave great Council. I was a little irritated that Central bank waited until the last minute before our closing to verify employment, but my realtor explained that they do that to make sure we can make the payments. I guess I can understand...
    read more
    Reply from C.O. Scheffer
    August 6th, 2025 08:25 PM
    It's great to know that you found my counsel helpful, Ted. I understand how the timing of certain processes can feel inconvenient, especially when aiming to close smoothly. While the bank's practice of last-minute verification is intended to...
    read more
  • TotalExpert
    W
    Wells W
    Posted on June 26th, 2025 03:17 PM
    Competent, efficient, communicative, and polite. C.O. made the loan process simple. Much appreciated.
    Reply from C.O. Scheffer
    June 27th, 2025 01:15 PM
    I'm thrilled to hear that you found the loan process simple and efficient. It was a pleasure assisting you, and I appreciate your kind words. Congratulations on your new home!!
  • TotalExpert
    L
    Lydia S
    Posted on June 25th, 2025 06:43 PM
    CO did a great job of communicating all the information and helping us buy our first home! CO is amazing and we recommend him!
    Reply from C.O. Scheffer
    June 27th, 2025 01:17 PM
    I'm thrilled to hear that your first home-buying experience was smooth and well-communicated. It was a pleasure assisting you through the process, and I truly appreciate your recommendation.
  • TotalExpert
    N
    Nash B
    Posted on June 20th, 2025 02:29 PM
    Easy and helpful to work with.
    Reply from C.O. Scheffer
    June 27th, 2025 01:16 PM
    I'm glad to hear that you found the process easy and helpful. It was a pleasure working with you, Nash. Thank you for your kind words.
  • TotalExpert
    M
    Madison C
    Posted on June 19th, 2025 02:16 PM
    C.O. was very helpful in anseering questions about the home buying process and communicated well.
    Reply from C.O. Scheffer
    June 27th, 2025 01:17 PM
    I'm glad I could assist you with your questions about the home buying process, Madison. Clear communication is important to me, and I'm pleased to hear you found it helpful. Thank you for your feedback.
  • TotalExpert
    A
    Ali V
    Posted on June 16th, 2025 02:28 PM
    Hey - just sharing some honest feedback here. We thought there was a lack of communication and clarity on the concerns we expressed along the way. We understand that we are not first-time home buyers, but we felt there was a lack of seriousness...
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  • TotalExpert
    G
    Gina P
    Posted on June 15th, 2025 12:27 PM
    C.O. is professional and handled our business very expeditiousl.
    Reply from C.O. Scheffer
    June 27th, 2025 01:17 PM
    I'm glad to hear that you found my service professional and efficient. It was a pleasure assisting you with your business needs. Thank you for your positive feedback.
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    About
    C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    First time homebuyer loans
    Medical Professional Program
    Business Professional Program
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Downtown Optimist Club
    • Columbia Board of Realtors Affiliate
    • Chamber of Commerce
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2007

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 541779
    Achievements
    • 2020 Central Bank of Boone County Banker of the Year
    Hobbies
    • Attending Concerts
    • Golf
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985