

C.O. Scheffer
Vice President Mortgage Loan Officer | NMLS# 54177...

C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest tr... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
We have worked with C.O. on several transactions over the years and value his attention to detail. He has been extremely helpful each time.
Reply from C.O. Scheffer
July 24th, 2025 02:26 PM
Thank you, Paul, for sharing your experience. I'm truly grateful for your continued trust and appreciate the opportunity to assist you through multiple transactions. It's important to me that each interaction is thorough and beneficial, so...
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C.O. is always great to work with! He is always availble to answer questions and is very helpful! Would recommend him to friends and family.
Reply from C.O. Scheffer
July 23rd, 2025 07:40 PM
Thank you, Elaina, for such kind words. I'm happy to know that I've been able to assist you effectively and be available when needed. Your recommendation means a lot to me, and it’s always rewarding to contribute positively to your experience....
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Everything went smoothly
Reply from C.O. Scheffer
July 23rd, 2025 07:41 PM
Thanks for the 5 star review Cory, we already miss you and the family in the neighborhood. It was great working with you for you lending needs.
C.O. gave great Council. I was a little irritated that Central bank waited until the last minute before our closing to verify employment, but my realtor explained that they do that to make sure we can make the payments. I guess I can understand...
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Reply from C.O. Scheffer
August 6th, 2025 08:25 PM
It's great to know that you found my counsel helpful, Ted. I understand how the timing of certain processes can feel inconvenient, especially when aiming to close smoothly. While the bank's practice of last-minute verification is intended to...
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Competent, efficient, communicative, and polite. C.O. made the loan process simple. Much appreciated.
Reply from C.O. Scheffer
June 27th, 2025 01:15 PM
I'm thrilled to hear that you found the loan process simple and efficient. It was a pleasure assisting you, and I appreciate your kind words. Congratulations on your new home!!
CO did a great job of communicating all the information and helping us buy our first home! CO is amazing and we recommend him!
Reply from C.O. Scheffer
June 27th, 2025 01:17 PM
I'm thrilled to hear that your first home-buying experience was smooth and well-communicated. It was a pleasure assisting you through the process, and I truly appreciate your recommendation.
Easy and helpful to work with.
Reply from C.O. Scheffer
June 27th, 2025 01:16 PM
I'm glad to hear that you found the process easy and helpful. It was a pleasure working with you, Nash. Thank you for your kind words.
C.O. was very helpful in anseering questions about the home buying process and communicated well.
Reply from C.O. Scheffer
June 27th, 2025 01:17 PM
I'm glad I could assist you with your questions about the home buying process, Madison. Clear communication is important to me, and I'm pleased to hear you found it helpful. Thank you for your feedback.
Hey - just sharing some honest feedback here. We thought there was a lack of communication and clarity on the concerns we expressed along the way. We understand that we are not first-time home buyers, but we felt there was a lack of seriousness...
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C.O. is professional and handled our business very expeditiousl.
Reply from C.O. Scheffer
June 27th, 2025 01:17 PM
I'm glad to hear that you found my service professional and efficient. It was a pleasure assisting you with your business needs. Thank you for your positive feedback.
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About
C.O. joined the Central Bank of Boone County team in 2003 and became a mortgage loan officer in 2007. He graduated from the University of Missouri with a degree in personal financial planning. C.O. is dedicated to providing the smoothest transaction possible for each of his customers. He feels providing legendary customer service, while offering a wide range of products at a reasonable price, sets him apart from the rest.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
First time homebuyer loans
Medical Professional Program
Business Professional Program
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Memberships
- Downtown Optimist Club
- Columbia Board of Realtors Affiliate
- Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 541779
Achievements
- 2020 Central Bank of Boone County Banker of the Year
Hobbies
- Attending Concerts
- Golf
- Travel
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Disclaimer
The Central Trust Bank NMLS ID # 407985